Powers’s mortgage free thread

South_coast

Nicely done 👍!

beanielou

Be proud. 😊

powerspowers

financial wins this week:

🏆 final payment on my student loan!
🥇 pay settlement has come through with back pay
💰 shuffled £1,300 into savings and paid £150 to mortgage OP.

I think I’m going to be able to regularly put ~£800-£1000 in to savings a month. I’m going to keep doing so until T back at work and then work out if we want to move a lump to the mortgage.

T applied to 4 jobs this week. Fingers crossed for him 🍀

beanielou

Well done.

powerspowers

I’ve been meaning to update progress on my goals for a little while.

Goals for 2026

Replenish my emergency fund to £2500 and maintain a joint savings buffer which we will review when T gets a new job 🤞

Done ✅ building other savings up which will either go to long term savings or mortgage. Keeping these fluid at the moment as T is getting by on some work for a friend but still nothing fixed. Got a job to apply for this week that feels a potential.






Exercise at least twice a week and start strength training 💪 🚵 




💪🚴‍♀️ I’m doing really well with exercise, I’ve managed to cycle 200km in each of March, April and September, and on track to do so in October. I ran my fastest ever 10k in May. I’ve started a spin class weekly. Next step is to pick up strength training, key to this is getting it in my routine, I find classes easier to commit to then the gym.

Life admin: new mortgage fix, finalise wills, organise POAs and change the joint bank account 📃




Some progress here 🍊 mortgage and wills sorted. POAs next.

Keep organised with volunteering events to prevent getting overwhelmed 📆 




A laudable goal! I have frequently been overwhelmed as I took on a lot this year. I’ve slimmed my commitments down to one major one and chipping at that regularly. I’ve been nominated for a local award so the recognition is nice.

Keep a DIY DONE list, to chip away at house jobs 🏡 

Shed fitted and filled ✅ En-suite functional ✅ Landing woodwork sanding in progress



Prioritise getting outside, being sociable and feeling balanced 🧘‍♀️🌳


thisoneistricky, and I have struggled since starting my PhD. I’m making a conscious effort to meet new people, which I’m enjoying. I’m also looking forward to moving into a new work office. I’d like to see my mum and sisters more.

Overall excellent progress. It helps writing it down as I have a constant feeling of not enough, and making progress in one area means another slips. My project manager brain is tired atm and too much doom scrolling is happening!

Time to get on with my day. Have a good one wannabes x

beanielou

Well done.