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Insurance undervalued my car

124

Comments

  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Uber is just a minicab company - there's no difference between 2 and 3.
  • Grumpy_chap
    Grumpy_chap Posts: 20,326 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    If I pre-book a cab from any of the local companies, that means an E-Class 91/2 times out of 10.
    If I get an Uber, it is someone using their own car and earning a bit of pocket money on the side of whatever their main job is.
    Seems quite different to me.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    If I pre-book a cab from any of the local companies, that means an E-Class 91/2 times out of 10.
    If I get an Uber, it is someone using their own car and earning a bit of pocket money on the side of whatever their main job is.
    Seems quite different to me.
    All that says is that you have some posh minicab companies around your way.
  • NBLondon
    NBLondon Posts: 5,749 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    AdrianC said:
    Uber is just a minicab company - there's no difference between 2 and 3.
    If I pre-book a cab from any of the local companies, that means an E-Class 91/2 times out of 10.
    If I get an Uber, it is someone using their own car and earning a bit of pocket money on the side of whatever their main job is.
    Seems quite different to me.
    Uber set minimum standards of the car that a driver can use.  Charlie's Cabs might or might not - as long as it meets the licencing standard which itself might vary between local authorities.
    I need to think of something new here...
  • Grumpy_chap
    Grumpy_chap Posts: 20,326 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    NBLondon said:
    AdrianC said:
    Uber is just a minicab company - there's no difference between 2 and 3.
    If I pre-book a cab from any of the local companies, that means an E-Class 91/2 times out of 10.
    If I get an Uber, it is someone using their own car and earning a bit of pocket money on the side of whatever their main job is.
    Seems quite different to me.
    Uber set minimum standards of the car that a driver can use.  Charlie's Cabs might or might not - as long as it meets the licencing standard which itself might vary between local authorities.
    The Uber standard seems to be much lower than an E-Class, which is what all the local minicab firms use.  Perhaps that is competition driving up the product quality?

    Either way, if there is a minimum standard, a £3k car that has been written off three times is not a high standard to meet.  That is what the OP is using to provide a taxi service.
  • NBLondon said:
    AdrianC said:
    Uber is just a minicab company - there's no difference between 2 and 3.
    If I pre-book a cab from any of the local companies, that means an E-Class 91/2 times out of 10.
    If I get an Uber, it is someone using their own car and earning a bit of pocket money on the side of whatever their main job is.
    Seems quite different to me.
    Uber set minimum standards of the car that a driver can use.  Charlie's Cabs might or might not - as long as it meets the licencing standard which itself might vary between local authorities.
    The Uber standard seems to be much lower than an E-Class, which is what all the local minicab firms use.  Perhaps that is competition driving up the product quality?

    Either way, if there is a minimum standard, a £3k car that has been written off three times is not a high standard to meet.  That is what the OP is using to provide a taxi service.
    Round here u only get an e class if you pay for an executive. Even on uber. What posh area are you from? Only place i seen with e classes like that is Paris & Amsterdam 
  • Grumpy_chap
    Grumpy_chap Posts: 20,326 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Maybe we are influenced by the airport.  Every mini-cab is an E-Class, occasionally equivalent or better, unless you order a large vehicle (more seats) in which case VW Transporter or Mercedes Vaneo.  I can't recall when I last took a mini-cab and got anything else, other than an A6 last October (2019).

    Uber cars do not meet the same standard, but still not £3k write-offs.
  • NBLondon
    NBLondon Posts: 5,749 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Maybe we are influenced by the airport.
    Possibly... My preferred local minicab firm has a lot of Prius drivers or Skoda Superb on an airport run.
    Uber cars do not meet the same standard, but still not £3k write-offs.
    Absolutely.  That does sound more in the "Terry's Taxis - cheapest in Tottenham" line...
    I need to think of something new here...
  • So reading between the lines, OP is an Uber driver?  I don't use Uber because of their reputation for cutting corners...I wouldn't be happy getting into a car that is thrice a write off.  Many local authorities will not accept minicabs older than a certain age.  
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    NBLondon said:
    Maybe we are influenced by the airport.
    Possibly... My preferred local minicab firm has a lot of Prius drivers or Skoda Superb on an airport run.
    Uber cars do not meet the same standard, but still not £3k write-offs.
    Absolutely.  That does sound more in the "Terry's Taxis - cheapest in Tottenham" line...
    Terry's Taxis are still operating under licenced private hire regs - "minicabs" - same as Uber, same as the Priuses, same as the Transits-with-seats, same as the exec airport boys with the brand new E-classes...
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