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What small DFW things will you do this week 07/12/20?

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation.  These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.  

So be proud of those small steps, they really are important 😀
LBM 11/06/2010: DFD 30/04/2013
Total repaid: £10,490.31
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Comments

  • Wot? No thread?!

    I hope there isn't one I missed?
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • villagelife
    villagelife Posts: 3,047 Forumite
    Part of the Furniture 1,000 Posts
    Happy birthday Carrielovesfanta.
    Small things I will do today are a free lunch at work. It's not exciting but it is free. 
    Use up leftovers for tea.
    Check survey sites.
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning! 

    Happy birthday CLF! Check you with your certificate - that’s awesome! Definitely one to be proud of. 

    Quiet round here, eh? I hope everyone is keeping well and just being busy bees. 

    So...
    - walked instead of using the car
    - didn’t wash my hair :)
    - hung up washing rather than TDing everything
    - aiming for a quiet/early night with a free kindle book

    Catch up soon! 
  • Nagme
    Nagme Posts: 377 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Happy Birthday Carrielovesfanta!🎂
    Did my weekly transfer to the spending account today in time for tomorrow’s grocery order. 
    Struggling to get going but so far, done a load of washing that’s currently on it’s extra spin, laid out everything I need do slow cooker sausage casserole when I get back from walking the land shark, and finished one Christmas parcel. Two more to go. Haven’t done cards yet. I hate writing cards! 

  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 9 December 2020 at 5:01PM
    Thank you for my birthday wishes :)

    Bit of  a quiet one for me as I'm in on my own all day. OH was at the gym (my rest day today), then his mum's, then work. I've done a bit of studying then OH dropped me and some compostable waste at the allotment. I nipped to nearby town to put some money in the bank, buy some spices from the hippy shop (it was the owner's birthday too!) and then walked home. 

    Small things today:
    :star: Empty piggy bank and bag up using coin bags from bank
    :star: Cross stitch a little present for OH while he's out the house
    :star: Picked up free magazine in hippy shop that had two free herbal teabags with it
    :star: Keep heating on low - although it seems very cold today
    :star: Eat "fudge" bars out of OH's box of heroes as he doesn't like them. I am a hero myself clearly for taking one for the team there ;)
    :star: Probably should carry on with cross stitching the gifts for the neighbours. OH has kindly offered to do some of it too
    :star: Make dinner at some point!

    Have a good day all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • ditty1234
    ditty1234 Posts: 2,119 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Hi just checking in to state the fact that I have bought 1 gift and will probably have to buy 10, so not doing well, and 7 more has to be sent abroad as well. I'm still at work, so more online shopping to be done when I get home. 
    Isa help to buy: 1000/3000 33%
    Emergency fund: 100/1000 10%
    Weight loose 8.6 kg - while having fun. 0/8.6 0%
    Focus debt to clear HSBC £10/1111, 0% updated May 25
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