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2021 Mortgage-Free Wannabes

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  • Sistergold
    Sistergold Posts: 2,136 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Good morning everyone. MFW#47 reporting another OP  March of £15900. This brings my total for March to £22238. My discounted product is ending 31st of May and I just wanted to bring down my balance a bit before my new product begins 1st of June. 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • juliejim
    juliejim Posts: 7,944 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning all
    Sorry julicorn - a late posting for February. I have paid £559.67 #112.
    Thanks
    Jue
    NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
    MBNA £5500
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Another £220 overpayment made this morning, taking me to £865 so far this month. (#59)
    My mortgage payment is only £685 and it's so satisfying overpaying by more than that in a month. 😊
    Thanks for updating. 👍🏻
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi All!  #77 reporting in with another £400 OP for March, totalling £604.51 OP for March.
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • ilselm
    ilselm Posts: 132 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    Hello. #24 here with another £50   chipped off the mortgage courtesy of an online auction sale. That’s makes it £1,050 total for March and £3,550 so far for 2021. Onwards and downwards with the outstanding balance. Thanks, 
  • Frith
    Frith Posts: 8,772 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Can I join, please?

    I’d like to overpay £6799.99 this year...
  • fruitloop04
    fruitloop04 Posts: 294 Forumite
    100 Posts Third Anniversary Combo Breaker I've been Money Tipped!
    jennystarpepper said:
    fruitloop04 said:
    jennystarpepper said:
    fruitloop04 said:
    Does anyone else look forward to payday just to make an overpayment?!
    Yes, but I make OP's most days from anything I earn as extra, or just chucking spare pennies at it.  
    Me too! I do a lot of surveys and anything from that goes towards the mortgage!
    fruitloop04 said:
    jennystarpepper said:
    fruitloop04 said:
    Does anyone else look forward to payday just to make an overpayment?!
    Yes, but I make OP's most days from anything I earn as extra, or just chucking spare pennies at it.  
    Me too! I do a lot of surveys and anything from that goes towards the mortgage!
    It is addictive, I've never had a hobby before, lol.
     :D me neither!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • fruitloop04
    fruitloop04 Posts: 294 Forumite
    100 Posts Third Anniversary Combo Breaker I've been Money Tipped!
    OhtobeMortgageFree said:
    fruitloop04 said:
    Does anyone else look forward to payday just to make an overpayment?!
    Favourite day of the month! I overpay weekly usually but on payday it's all the money juggling and seeing how much extra I can overpay by that excites me! 😂
    It really is exciting haha!  I can now see my new mortgage account online and it really is addictive to see it coming down!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • fruitloop04
    fruitloop04 Posts: 294 Forumite
    100 Posts Third Anniversary Combo Breaker I've been Money Tipped!
    Hello! #52 reporting another OP for March of 1,192.57, making the total for March so far 1,211.34.  Hoping for another cash out of around £5 from a survey site to add to the pot by the end of the month!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • Lee-10
    Lee-10 Posts: 56 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    Evening Julicorn
    #93 with an extra £10 overpayment, March total £110.
    Thank You :)
    MFW2021 #93 - £330/£2200
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