We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
2021 Mortgage-Free Wannabes
Comments
-
Good morning everyone. MFW#47 reporting another OP March of £15900. This brings my total for March to £22238. My discounted product is ending 31st of May and I just wanted to bring down my balance a bit before my new product begins 1st of June.Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓1 -
Morning all
Sorry julicorn - a late posting for February. I have paid £559.67 #112.
Thanks
JueNST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
MBNA £55001 -
Another £220 overpayment made this morning, taking me to £865 so far this month. (#59)
My mortgage payment is only £685 and it's so satisfying overpaying by more than that in a month. 😊
Thanks for updating. 👍🏻Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.641 -
Hi All! #77 reporting in with another £400 OP for March, totalling £604.51 OP for March.Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20171
-
Hello. #24 here with another £50 chipped off the mortgage courtesy of an online auction sale. That’s makes it £1,050 total for March and £3,550 so far for 2021. Onwards and downwards with the outstanding balance. Thanks,
1 -
Can I join, please?
I’d like to overpay £6799.99 this year...2 -
jennystarpepper said:fruitloop04 said:
Me too! I do a lot of surveys and anything from that goes towards the mortgage!jennystarpepper said:
Yes, but I make OP's most days from anything I earn as extra, or just chucking spare pennies at it.fruitloop04 said:Does anyone else look forward to payday just to make an overpayment?!
It is addictive, I've never had a hobby before, lol.fruitloop04 said:
Me too! I do a lot of surveys and anything from that goes towards the mortgage!jennystarpepper said:
Yes, but I make OP's most days from anything I earn as extra, or just chucking spare pennies at it.fruitloop04 said:Does anyone else look forward to payday just to make an overpayment?!
me neither!
01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
MFW #52 £9000/£120001 -
It really is exciting haha! I can now see my new mortgage account online and it really is addictive to see it coming down!OhtobeMortgageFree said:
Favourite day of the month! I overpay weekly usually but on payday it's all the money juggling and seeing how much extra I can overpay by that excites me! 😂fruitloop04 said:Does anyone else look forward to payday just to make an overpayment?!
01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
MFW #52 £9000/£120002 -
Hello! #52 reporting another OP for March of 1,192.57, making the total for March so far 1,211.34. Hoping for another cash out of around £5 from a survey site to add to the pot by the end of the month!01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
MFW #52 £9000/£120002 -
Evening Julicorn
#93 with an extra £10 overpayment, March total £110.
Thank You
MFW2021 #93 - £330/£22001
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards