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2021 Mortgage-Free Wannabes

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Comments

  • Elvie100
    Elvie100 Posts: 112 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Hi all

    #60 checking in with our March overpayment - £1024.  As well as a council tax free month, we had some refunds for gigs that can no longer go ahead and therefore a couple of hotel bookings too.  Hopefully that is the last of the cancellations due to COVID-19 for us.

    Thanks

    L
    Was MFW#60 - mortgage paid off December 2021
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    #59 - Overpaid by another £210 this morning, totalling £645 so far for March now. Thanks for the updates as always. 😊👍🏻
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    anxiousnow said:
    Please can I join in? New here and my target is to overpay £7,500 in 2021 with a view to being MF by 50 rather than 60+!
    Of course, welcome to the challenge! :) Great to have you on board. You've got #120.
  • fruitloop04
    fruitloop04 Posts: 294 Forumite
    100 Posts Third Anniversary Combo Breaker I've been Money Tipped!
    Does anyone else look forward to payday just to make an overpayment?!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • jennystarpepper
    jennystarpepper Posts: 800 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    fruitloop04 said:
    Does anyone else look forward to payday just to make an overpayment?!
    Yes, but I make OP's most days from anything I earn as extra, or just chucking spare pennies at it.  
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • fruitloop04
    fruitloop04 Posts: 294 Forumite
    100 Posts Third Anniversary Combo Breaker I've been Money Tipped!
    jennystarpepper said:
    fruitloop04 said:
    Does anyone else look forward to payday just to make an overpayment?!
    Yes, but I make OP's most days from anything I earn as extra, or just chucking spare pennies at it.  
    Me too! I do a lot of surveys and anything from that goes towards the mortgage!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • jennystarpepper
    jennystarpepper Posts: 800 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    fruitloop04 said:
    jennystarpepper said:
    fruitloop04 said:
    Does anyone else look forward to payday just to make an overpayment?!
    Yes, but I make OP's most days from anything I earn as extra, or just chucking spare pennies at it.  
    Me too! I do a lot of surveys and anything from that goes towards the mortgage!
    fruitloop04 said:
    jennystarpepper said:
    fruitloop04 said:
    Does anyone else look forward to payday just to make an overpayment?!
    Yes, but I make OP's most days from anything I earn as extra, or just chucking spare pennies at it.  
    Me too! I do a lot of surveys and anything from that goes towards the mortgage!
    It is addictive, I've never had a hobby before, lol.
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • family355
    family355 Posts: 170 Forumite
    Third Anniversary 100 Posts Name Dropper
    #41 just shaved another £45 OP off- £35 from the girls football raffle + £10 cashback. March total £235.04 
    Thanks julicorn 
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    fruitloop04 said:
    Does anyone else look forward to payday just to make an overpayment?!
    Favourite day of the month! I overpay weekly usually but on payday it's all the money juggling and seeing how much extra I can overpay by that excites me! 😂
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • hannahnightmare
    hannahnightmare Posts: 35 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    #115 with a £500 overpayment for March :) 
    it feels great to be actually moving forward 
    thanks :) 
    Current mortgage - £12000
    aim to pay £6000 this year (mfw #20)
    £3000/£6000

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