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2021 Mortgage-Free Wannabes
Comments
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#111 reporting a £500 OP for February. Thanks Julicorn.MFW start date 30/12/20 with mortgage of £133,492, final payment due October 2038Current mortgage outstanding £116,597.49, final payment due October 2036Target final payment date: December 20303
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#61 made another Feb overpayment of £205.16 making total for Feb now £2060.19. Not long to go now to meet 10% for year total.
going to focus on spending on fun activities during summer and start saving for next year. Back to one wage but with lockdown minimal spending anyway.
thanks for updating.4 -
Hi. #48 Feb OP of £46.13. Thanks Julicorn x3
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A final Feb overpayment for me of £71.65 taking February's payment to £794.79. I'm in two minds now...I chose that amount to make my mortgage total a round number... part of me wants to pay more to make my overpayment a round number
Debt as of 29/12/25
Overdraft: 1465.60 1184.45
CC1: 866.75
CC2: 5699.85
Total:8032.30 7751.053 -
Hello
#49 here to report overpayments as follows:
Jan £40
Feb £340
Total so far: £380
Not much, but better than nothing.
Thanks Julicorn.
CS xMortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!3 -
#4 checking in with £120 OP for February
Thanks julicorn 👏🏻Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endQuidquid Latine dictum sit altum videtur2 -
Hello 👋
#54 with a February OP of £420.
Thank you Julicorn 🦄2 -
#16 £460.47 final balance for February.
Thank you again julicorn.
The council tax is due end of March / start of April (grrrrr), will see if I can 'pinch' bits from other areas to compensate. Focus is on retirement and as this is our only debt I just keep thinking every pound or tenner thrown at it is less time spent working.MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
01.12.25 £28992 -
Hi,
No. 12 with an overpayment of £159.38 for Feb.
Thanks 🙂Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!2
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