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2021 Mortgage-Free Wannabes
Comments
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Afternoon,
#104 reporting. Just made a £200 overpayment to the mortgage giving me a total of £200 for February
Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0002 -
Good evening all,
Another solid £1000 for #79 (=£2000 OP in Feb).
My initial target of £5000 is going really well. I suppose that I went on the conservative estimate as when I joined, I was weeks away from not having a job. Now that there is a job and good security, I will balance making more OP as well as contributing more to my pension.
Every little does count, but it can get a little disheartening seeing that over £7,000 OP since the mortgage started, amounts to a reduction of £0.50 to the daily interest and it remains at a very high £10.05 per day. Just the £1,452.53 to go to get the daily interest to under £10 per day.
I will make it happen and this board is a great motivation.
MFW 2021#79
Mortgage start date: May 2020 @ £269,264
Mortgage left: April @ £186,5005 -
@_WorldTraveller_ 50p a day is £182.00 a year, and over a 25 year mortgage is nearly £5k extra that you have saved due to your £7k o/p. And a great big Hooray!! to being sub £10 a day soon.4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******4 -
#59 - Another £210 to add to my February total please - that's £825 for February now! 🙌🏻
Thanks for the updates.Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.642 -
#55 - £1000 OP for February. I have moved across another 2 marbles between my jars. Each marble represents £1000. I have 42 marbles left
Aiming to early retire August 31st 2026.2 -
I love this idea, I might have to pinch itglass_half_full said:#55 - £1000 OP for February. I have moved across another 2 marbles between my jars. Each marble represents £1000. I have 42 marbles left
MFW 2025 No. 7 £2731.07/£2700
MFiT-T7 No. 6 £5515.91/£30,0001 -
I have 100 square and I colour in a square every time I have paid of 1%... I have 29 squares coloured in nowajmoney said:
I love this idea, I might have to pinch itglass_half_full said:#55 - £1000 OP for February. I have moved across another 2 marbles between my jars. Each marble represents £1000. I have 42 marbles left It's weird how a visual thing can push you to overpay a bit more! Debt as of 29/12/25
Overdraft: 1465.60 1184.45
CC1: 866.75
CC2: 5699.85
Total:8032.30 7751.053 -
Hello everyone
#47 here reporting £90 OP for February. Hoping for things to pickup soon! You are all doing great!Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓2 -
#37 with £250 OP for February
I think I need to adjust my goal down as I'm reducing my OP ability with renovation work on the house. Can you change my annual target to £4000 please?2 -
I was just saying about doing this myself and then I popped in here and saw that you do it too! I love this idea - well done for having 29 squares, I've only got 7 at the moment but I'm so looking forward to colouring in the rest. I think they ought to give one of these out to everyone who takes out a mortgage - a bit like a smiley face chart for adults.bigbeff said:I have 100 square and I colour in a square every time I have paid of 1%... I have 29 squares coloured in now It's weird how a visual thing can push you to overpay a bit more! 
"Think of many things, do one"
Mortgage 30Jan'26 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga1
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