2021 Mortgage-Free Wannabes

Squirrelz92

Afternoon,
#104 reporting. Just made a £200 overpayment to the mortgage giving me a total of £200 for February

_WorldTraveller_

Good evening all,
Another solid £1000 for #79 (=£2000 OP in Feb).
My initial target of £5000 is going really well. I suppose that I went on the conservative estimate as when I joined, I was weeks away from not having a job. Now that there is a job and good security, I will balance making more OP as well as contributing more to my pension.
Every little does count, but it can get a little disheartening seeing that over £7,000 OP since the mortgage started, amounts to a reduction of £0.50 to the daily interest and it remains at a very high £10.05 per day. Just the £1,452.53 to go to get the daily interest to under £10 per day.

I will make it happen and this board is a great motivation.

f0xh0les

@_WorldTraveller_   50p a day is £182.00 a year, and over a 25 year mortgage is nearly £5k extra  that you have saved due to your £7k o/p.   And a great big   Hooray!!   to being sub £10 a day soon. 

OhtobeMortgageFree

#59 - Another £210 to add to my February total please - that's £825 for February now! 🙌🏻
Thanks for the updates.

glass_half_full

#55 - £1000 OP for February. I have moved across another 2 marbles between my jars. Each marble represents £1000. I have 42 marbles left

ajmoney

glass_half_full said:

#55 - £1000 OP for February. I have moved across another 2 marbles between my jars. Each marble represents £1000. I have 42 marbles left

I love this idea, I might have to pinch it

bigbeff

ajmoney said:

glass_half_full said:

#55 - £1000 OP for February. I have moved across another 2 marbles between my jars. Each marble represents £1000. I have 42 marbles left

I love this idea, I might have to pinch it

I have 100 square and I colour in a square every time I have paid of 1%... I have 29 squares coloured in now It's weird how a visual thing can push you to overpay a bit more! 

Sistergold

Hello everyone 
#47 here reporting £90 OP for February. Hoping for things to pickup soon! You are all doing great! 

frankersBri

#37 with £250 OP for February

I think I need to adjust my goal down as I'm reducing my OP ability with renovation work on the house. Can you change my annual target to £4000 please?

SandyShores

bigbeff said:

I have 100 square and I colour in a square every time I have paid of 1%... I have 29 squares coloured in now It's weird how a visual thing can push you to overpay a bit more! 

I was just saying about doing this myself and then I popped in here and saw that you do it too!  I love this idea - well done for having 29 squares, I've only got 7 at the moment but I'm so looking forward to colouring in the rest.  I think they ought to give one of these out to everyone who takes out a mortgage - a bit like a smiley face chart for adults.