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List of Bank / Building Society app cheque deposit limits

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  • Daliah
    Daliah Posts: 3,792 Forumite
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    Chase UK - cannot see a way to deposit a cheque
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A reminder this is here folks
  • Starling's frequency limit is four cheques per week (https://www.starlingbank.com/features/deposit-cheques-from-mobile/)
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    Starling update: 

    • Limit now £1,000 per cheque
    • daily limit of £2,000 for personal, joint and sole trader accounts; any number of cheques 
    • daily limit £5,000 for business accounts, any number of cheques
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 28 October 2022 at 1:04PM
    Lloyds group now £2000 per cheque and £5000 per day
  • Stuart_W
    Stuart_W Posts: 1,794 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 November 2022 at 4:38PM
    The Co-op still show no interest in joining the cheque imaging scheme, and I imagine they never will as they have reverted back to a Freepost cheque deposit method, having withdrawn it a while back expecting folk to fork out for a stamp or visit a post office instead. They've introduced the address "Freepost Co-operative Bank Cheques" (not sure that address is a particularly secure idea but it does seem to work the couple of times I've used it) 
  • nottsphil
    nottsphil Posts: 686 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Lloyds group now £2000 per cheque and £5000 per day
    Hi, I received a cheque in the post today for over £1700. Do you know what the cut-off time is for Lloyds and Bank of Scotland as mentioned here?

    Typically, if a customer pays in a cheque on a weekday (before their bank or building society’s advertised cut-off time) they will be able to withdraw the funds by 23.59 on the next weekday (bank holidays excluded, and provided the cheque doesn’t bounce)*. However, some banks and building societies may allow their customers to access their funds earlier than this.
  • nottsphil said:
    Lloyds group now £2000 per cheque and £5000 per day
    Hi, I received a cheque in the post today for over £1700. Do you know what the cut-off time is for Lloyds and Bank of Scotland as mentioned here?

    Typically, if a customer pays in a cheque on a weekday (before their bank or building society’s advertised cut-off time) they will be able to withdraw the funds by 23.59 on the next weekday (bank holidays excluded, and provided the cheque doesn’t bounce)*. However, some banks and building societies may allow their customers to access their funds earlier than this.
    When you pay it in the app will indicate when it will clear.

    Interestingly though, in my experience, if you look at around 16:00hrs on the working day before this it may well have cleared!
  • Band7
    Band7 Posts: 2,285 Forumite
    1,000 Posts Name Dropper
    Kroo - no option to deposit cheques
  • gt94sss2
    gt94sss2 Posts: 6,095 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Santander have introduced in-app cheque imaging 
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