Cutting it Fine - the challenge is on!

debtfreeoneday

I’m the same with kitchen gadgets. The Less the better but I do have a food processor which i’vehad years and use a fair bit. It has a blender attachment as well which again we use a fair bit. I’ve toyed with a soup maker but have resisted 

SandyShores

Kenwood processor is a right pain to clean - takes up most of the dishwasher and then catches all the water in it, and really difficult to clean by hand.  I'd rather just have one of the bowl ones so might have to do some saving.  I blew up the handheld blender the other day - I think you're only supposed to use it for a few minutes at a time and I over-ran and used it for 5 minutes.  Cue electrical burning smell - luckily I've had it ages and it was one of my bargain buys.  Ever so slightly annoying, but it means its a good time to hint at a Christmas present

savingholmes

Hope people take the hint for you

SandyShores

I've been told my limit is £40, so it looks like I'll be buying it myself.  To be fair, I'd rather buy it myself and then I can spend some time choosing the one I like - and deciding whether I actually really need it too.  

savingholmes

Fair enough - as long as you get what you want at the end. 

peb

Just going back to your comments about repaying the H2B equity loan, as the repayment will be based on the RICS value at the time of repayment (which from memory has to be less than a month old) if you are in an area where house prices absolutely shot up during lockdown it may be worth waiting for them to settle.

Of course no one can really predict on house prices....🙄

Ps, my hand  blender and also hand whisk are basic ones from the likes of Tesco and lasted years.  I bake, including for events, and make soup most weeks. In a pan on the hob. £40 budget seems quite generous for a hand blender.....

SandyShores

savingholmes said:

Fair enough - as long as you get what you want at the end. 

Yes   Lol, I've just left a comment on your thread too.  Its lovely buying your own things isn't it, it'll be exactly what I want and not a compromise with what DH or DD think I should get   Now to think what I'd like for £40

SandyShores

Thanks peb its useful to hear other's pov.  I'm not sure how much house prices have risen here, but we bought a new property and they say its a bit like a  new car in that its no longer new as soon as you've bought it.  Unfortunately, there aren't many second hand ones on the market at the moment so can't compare.  And of course we have done the usual work which includes laying a patio and do the garden etc.  I'm estimating a 6% rise at the moment, as a ball park figure, which would mean we'll hit 15% equity in April.  So I won't rush to remortgage then and will definitely keep an eye on the prices and hopefully judge the right time.  It would be great if we could get a good fix for the run out of the existing mortgage.

Well, I was so tired today, that Friday feeling but more.  Have eaten a bit more than usual, but nothing too horrendous.  Hoping its mean I'll sleep well tonight and feel rested for the weekend.  The xmas challenge is complete, so I need to get on with those sacks.  Already bought some chocolate to go in - luckily I'd forgotten earlier otherwise I might have been tempted. 

Edit - Zoopla has a high confidence of 7% which means 15% equity at the start of next month.  

savingholmes

Just be wary of Zoopla as my latest mortgage valuation was low at the most pessimistic end or below.

Hope you recharge soon. What do you do for fun? It's not always rest we need, sometimes it's just a change...

SandyShores

Thanks savingholmes, that's interesting.  A lower value would be a benefit for me, as we want to buy out the H2B part.  We won't be doing it until after Easter and things should be a bit clearer by then.  Lots of things are happening next year in terms of moving onto the next stage of our mortgage free journey.  

I'm a bit like you savingholmes in terms of needing some alone time to recharge.  Home is usually where I recharge, but since Covid-19 its been more like an office hub.  I just need to hang on until after Easter and we will be back to pre-Covid times with a calm home environment, with space to relax.  Just five more months.

Did I just say Easter twice, and we've not yet had Christmas!   You're right I need to concentrate on recharging myself.  I put a lot into work and have been focussing on that, but I need to work on relaxing too.

I haven't been for a jog on my own lately - that always recharges me - just me and the road.  Reading has taken a back seat and I've been tending to scroll the phone - I've a lovely list of books to tackle.  Sewing and art are on the back burner while I wait to reclaim my space at Easter - but the Xmas sacks will be a good start, plus I'd like to make a start so maybe I could treat myself to some pencils and an art book.  Oh, and my breadmaking has been quite enjoyable, I've got the Paul Hollywood easywhite loaf on screen at the moment so that will be my Sunday treat to myself tomorrow.