Cutting it Fine - the challenge is on!

debtfreeoneday

Well done on not giving into temptation with the advent calendars. It’s tricky this time of year being in shops and seeing things. 

savingholmes

debtfreeoneday said:

Well done on not giving into temptation with the advent calendars. It’s tricky this time of year being in shops and seeing things. 

I have resorted to sending others in for me to cut temptation

SandyShores

Thanks savingholmes, LadywithaPlan and debtfreeoneday.  I was all set to go into town yesterday and buy them, I'm so glad I didn't - their marketing had worked, but luckily MSE'rs saved my day and my £££s.

I love the idea of the advent calendars.  I am definitely going to make one up for DD.  I think it will be xmas stocking this year and then a nice advent next year

savingholmes

Glad we helped. I think home made shows more thought - and as you say - you are more likely to end up with items you'd actually use.

SandyShores

Been having a lie in and a do nothing energetic day today, but need to get on and get things done otherwise the day will have gone.  I have been working on the todo list - adding and taking away.  Now got 22 items on the list, and another one could bit the dust with DH's agreement later.  I have made an online purchase or two and crossed another couple of things off the list that I was going to buy (do I really need them - no!).  I've got something to add to fleabay later, which I'm hoping will sell easily by next week and provide some money for another purchase I'm thinking about.  And I definitely need to book a flu vacc.  They do them at boots but not for a couple of weeks - but should get booked in really.  

Just editing to say I have now coralled my todo list onto my new todo list book.  It was £3.50 well spent and there's no hiding from the things I have to do (I'm such a procrasinator ). 

savingholmes

Glad your to do list book is working for you. I find excuses to ignore mine no matter how many times I write them down. But they say just do your top one thing each day and you'll make progress. 

For me that was sorting meds for DD. I've spent the whole day playing with my spreadsheet working out how I could either OP, Up my pension or both - while maintaining an EF etc...

SandyShores

Thanks savingholmes, its been a long hard struggle with my list.  Its good to be able to see the end finally.  When we were paying off our credit cards and loans, debts were my priority, and anything which involved spending was definitely not top of the list.  Plus I kept loads of stuff just in case we needed it and was a bit cluttered, which has taken a while to sort.  So its lovely now to be able to finally see an end to it all and  I can start thinking about some of more enjoyable tasks such as sewing and art.

I called in a local charity shop while I was out earlier and bought a pair of Next white jeans and a lovely M&S blouse.  Both look new, and it means there's a couple of pairs of my old trousers I can take to the charity shop now.  I think I'll have another sort through my wardrobe tomorrow to see if there's anything else.  Its just nice to be able to have a little browse again.

There's nothing like a good spreadsheet day savingholmes I do it all the time, it helps me to work things through and gives me peace of mind that I've looked into everything thoroughly.  

 

debtfreeoneday

Great charity shop find!  How did the to do list fare yesterday?

SandyShores

Another item crossed off yesterday debtfreeoneday.  My list is slowly but steadily coming down.  I was out shopping early this morning and managed to buy a few things on my shopping list too.  It feels so much better to be organised like this. 

savingholmes

Spreadsheets are ace when making the most of your money. 

Great bargains at the CS. Glad your list book is working for you.