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Credit score Fun.

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Dandytf
Dandytf Posts: 5,073 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 9 November 2020 at 2:47PM in Credit file & ratings
Boost is exclusive to Experian and works by connecting your existing Experian account to your bank account(s) via Open Banking. This enables us to scan for any credit boosting behaviour. And don't worry, once you have securely signed into your bank's app or online banking site, your information is protected and we don't store your login details.

With Experian Boost you'll get the chance to instantly increase your Experian Credit Score for free.
Marketing or helpful, any mser's giving this a try.
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
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Comments

  • CRISPIANNE3
    CRISPIANNE3 Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I tried and no boost for me today.  
  • bradders1983
    bradders1983 Posts: 5,684 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Wow, a tool to watch a made up number that means absolutely nothing change, what a load of guff.
  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    No, I don't like the look of it! Or the sound of it either. So I won't be bothering with that. 
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
  • Ebe_Scrooge
    Ebe_Scrooge Posts: 7,320 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Why on earth would any "mser" want to give this a try?  We all know, and it's repeated on this forum about a million times every week, the score means absolutely nothing.  Well, I guess it's useful to the Experian Marketing department, but that's about it.
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    @Ebe_Scrooge
    That's for every 'mse'r' to choose and decide if it is relevant or useful to them.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    CRISPIANNE3 said:
    I tried and no boost for me today.  
    Thanks, I stopped when bank details were requested.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • bradders1983
    bradders1983 Posts: 5,684 Forumite
    1,000 Posts Third Anniversary Name Dropper
    How on earth is it "useful" in any way, shape or form?
  • sleepyjones
    sleepyjones Posts: 6,092 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Discussed this before but at that time it was only available in the U.S, where the score actually means something
    https://forums.moneysavingexpert.com/discussion/6055431/experian-boost-new-us-product
  • CRISPIANNE3
    CRISPIANNE3 Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ebe_Scrooge said:
    Why on earth would any "mser" want to give this a try?  We all know, and it's repeated on this forum about a million times every week, the score means absolutely nothing.  Well, I guess it's useful to the Experian Marketing department, but that's about it.
    Well I  did!
  • Grumpy_chap
    Grumpy_chap Posts: 18,276 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I can't see any benefit of this.  Why would anyone want to give any CRA (who work in fairly mysterious ways) permission to data-mine all their bank account details?  AIUI, once connected to Open Banking, that data mine is continuous and on-going.  The CRA gets a whole load of information that they can sell and in return you get an increase in a number that only you can see.  Does this allow you to trip to the magic 1,000?
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