Experian Boost (New US product?)

sleepyjones

Was watching an episode of a US TV show last night and there was an advert for Experian Boost.

https://www.experian.com/blogs/ask-experian/introducing-experian-boost/

Don't think it's available in the UK, but thought some of you might like to have a look and berate them

Here's some ads : https://www.youtube.com/watch?v=lGeFdyoLg_s

https://www.youtube.com/watch?v=7AY79vM1eDU

Willing2Learn

The thing is though, is that your score actually means something in the USofA...So the boost could be relevant to someone about to make an application for credit...

Ben8282

Have read the Experian article.
From the article it would appear that utility providers, telephone sertvice providers and cable tv providers don't report to the CRA's in the US and Experian are offering individuals to have these reported by allowing Experian access to their bank accounts in order to identify such payments and report them.
As such providers do tend to report in the UK such a facility would probably be unnecessary.
Personally, I think I would have an in-principal objection to giving Experian access to my bank account and no doubt harvest all sorts of information from it. Beyond that though, all sorts of possible potential pitfalls come to mind

sleepyjones

I don't have a full report but when I look at the free ones, I don't see any mention of Bulb Energy / Virgin Media or even my car insurance on my files, I wonder if that means they don't report or do I need to get the full report?

[Deleted User]

They may not report, or they may not report to the CRA report you're looking at, but to one of the others.

Dar1976

VM definitely report to Equifax. I have an active account that is being reported.

[Deleted User]

Virgin Media do report.
Bulb do not.

Dandytf

sleepyjones wrote: »

I don't have a full report but when I look at the free ones, I don't see any mention of Bulb Energy / Virgin Media or even my car insurance on my files, I wonder if that means they don't report or do I need to get the full report?

Car insurance shows on my various reports.

Ben8282

sleepyjones wrote: »

I don't have a full report but when I look at the free ones, I don't see any mention of Bulb Energy / Virgin Media or even my car insurance on my files, I wonder if that means they don't report or do I need to get the full report?

This thread is about a NEW US ONLY PRODUCT and reporting in the UNITED STATES.
Was it really necessary to hijack the thread with this?
Are you in the US?

boo_star

Ben8282 wrote: »

This thread is about a NEW US ONLY PRODUCT and reporting in the UNITED STATES.
Was it really necessary to hijack the thread with this?
Are you in the US?

Can someone hijack their own thread?

Willing2Learn

boo_star wrote: »

Can someone hijack their own thread?

I think you can, seeing how we are now left wondering upon the precise definition of a thread hijacking!