I have been unsuccessful in returning £8000 odd back to HSBC

[Deleted User]

........ 🙄

RalphS

I agree with Jumblebumble. My obligation is to the 'insurance company' who paid me out as I had sustained loss which subsequently turned out not to be a loss. If I repay the cruise company, the InCo would still be within their rights to reclaim the money from me as the loss dematerialised when the cruise company subsequently repaid me.

DjangoUnchained

sounds lijke youve made plenty of effort and obviously not trying to hide it. I think i would put the money in a safe account and forget about it until youre asked to return it, or in six years time buy yourself a weeks shopping with it, because thats probably what it will be worth.

Fighter1986

D3xt3r5L4b said:

MalMonroe said:

Zellah said:

Sooner or later, the question will be: I've spent that extra £8k, do I have to pay it back?

WOW. How judgemental/nasty. Not everyone thinks like that. Thank goodness.

Although somewhat true given the quality of posts by some made in here of recent 

That's literally the definition of judgemental @D3xt3r5L4b - assuming someone is of a given ilk off the back of posts from others.