The second hurdle - Nichelette v the huge mortgage

Nichelette

So they seem to want me in the job I thought. Which is technically a promotion, but is also FT and further away. I think they may work with me on terms and I think I would be good at the job. I have no idea what to think anymore. This is so hard 🫠. Don't get me wrong, I know in a lot of ways I'm in a fortunate position, but I really don't know what to do anymore. I have considered whether they would let me job share with person on maternity leave but I think she'd possibly want more hours. I really need to have a good think..

Bargainhunter30

Can you contact her in a non professional capacity and ask what she's thinking? A job share doesn't always have to be equal. Could you do a 2/3 day split?

Nichelette

https://forums.moneysavingexpert.com/discussion/comment/81983246#Comment_81983246

I was thinking about doing this. I'm really busy today but had an interesting chat with another manager and it looks like that particular team are pretty flexible, so I think there may be scope to negotiate a 4 day week or maybe compresses hours or similar. If I think I'd like the job it may be a better alternative than looking for part time work elsewhere because I'm almost certain I'd end up on significantly less hourly. If I did 2 days in the office I'd not love the travel but it's about 45 mins away so not awful. My main worry is M25 accidents... My current journey is 25 mins but it's clear rural roads. Oh, and the job comes with a car so I could could sell mine which I'd still get a good few quid for.

beanielou

Lots to think about.

Nichelette

Sad post 😆

Mortgage went yesterday and I've got first sight of new interest amount. Last 30 day month in November it was £765. This month it is £634 🥳 (I have paid that extra 5k off so that will be making a slight difference too). Obviously still a huge amount but I'm pleased with that.

Nichelette

Also just OP'd £100 to get us in 181 bracket. Can't believe we're nearly in the 170's! Also realised we only need to add to nursery money for another 8 months if things continue as normal.

Merlin's_Beard

https://forums.moneysavingexpert.com/discussion/comment/81984572#Comment_81984572

Impressive and helpful - more of your payments going towards principle.

Jessy103

Great stuff! X

Nichelette

Popping in quickly to say I'm still alive! Have safely made it into my 40s. Sadly the massive bags of free potatoes have ended with my 30s 🥲, though the last one is still going strong 😆.

Things have been a bit difficult lately. Looks like DH dad doesn't have much longer left so he was in Scotland all last week. I've got my first redundancy meeting tomorrow morning. Am actually off as DS2 is 3 tomorrow but I said I'd do it first thing and have the rest of the day off. Will update properly when I get more time!

beanielou

Happy birthday to your DS. My DS is 33 this year. No idea where the time goes!