Is it worth reporting theft of catalytic converter?

Scrapit

foxy-stoat said:

Scrapit said:

foxy-stoat said:

If you report it then you will have to report it to your insurers also and if you change your insurers, for the next 5 years it may effect your premium.

You mean should not will have to.

No I stand by my original statement, go on record to the Police then you WILL HAVE to go on record to your insurers to be 100% fire proof for future claims.

Thanks for the correction suggestion though.

From the following posts its apparent that you're guessing.
My correction still stands.

Paula_Smith

Would you mind telling us the make and year of your car - and how do they get to the cat? Is it under the bonnet (did they force it) or accessible from outside underneath?

williamgriffin

Paula_Smith said:

Would you mind telling us the make and year of your car - and how do they get to the cat? Is it under the bonnet (did they force it) or accessible from outside underneath?

The most common way is to jack the car up and either cut or unbolt the cat. Its part of the exhaust system.

RBN20

Paula_Smith said:

Would you mind telling us the make and year of your car - and how do they get to the cat? Is it under the bonnet (did they force it) or accessible from outside underneath?

Theft of CAT’s is a big issue at the moment, most commonly on honda’s and toyota’s, as they seem to be easy to access. 

You can buy a lock/guard for them to help make it more difficult 

burlingtonfl6

We had 6 cats taken off our vans a year or two ago. Rang up the main dealers for a price (not cheap) and was told that they are on back order and the next four that were due in were going on their own stock that had been hit.
With regards to the police, we handed over the cctv footage (in which you can clearly see the faces and reg plates of those involved) yet were informed there is little they could/would do.
Those involved were of a certain section of society that pretend to move around and the police are afraid of dealing with.

foxy-stoat

Scrapit said:

foxy-stoat said:

Scrapit said:

foxy-stoat said:

If you report it then you will have to report it to your insurers also and if you change your insurers, for the next 5 years it may effect your premium.

You mean should not will have to.

No I stand by my original statement, go on record to the Police then you WILL HAVE to go on record to your insurers to be 100% fire proof for future claims.

Thanks for the correction suggestion though.

From the following posts its apparent that you're guessing.
My correction still stands.

Great....

foxy-stoat

williamgriffin said:

foxy-stoat said:

williamgriffin said:

foxy-stoat said:

williamgriffin said:

foxy-stoat said:

williamgriffin said:

foxy-stoat said:

If you report it then you will have to report it to your insurers also and if you change your insurers, for the next 5 years it may effect your premium.

Why? The police won't share that information.

When/if the OP needs to make a claim in the future for a theft then the insurers will do a search with the crime agencies and it will show up that they have had a theft and loss and not informed their insurers so they may well not pay out.

Do you honestly believe they will contact all 43 forces in England and Wales, Police Scotland, BTP and Mod Plod on the off chance their client has reported something in the past five years?

Seems that you do not then.

Do you honestly believe that the insurer wouldn't contact any of the databases available to them if they are faced with a £15,000 theft claim, for example?

Well there's 46 on that list, do you think they'll make requests to each individual police force?

I do not know - do you know they won't?

Suppose the OP reports this theft, then has their car stolen in a year or 2, they will have to report that to the police and get a crime reference number for their claim.  It wouldn't be unreasonable for the police to link the 2 incidents on their system, it wouldn't be unreasonable for the insurers to make inquiries as part of their investigations before paying out on a total loss.

Anyway, you seem to need me to explain my reasoning for my comment, hopefully the OP will make up their own minds about reporting their theft. I think the question was answered in post #2.

They'd only link the two offences if they occurred in the same force area. If they did why should the insurance company be allowed information that isn't related to the claim thats ongoing? 

Ok then, problem solved....OP is ok to report it to the police and it will have zero implications for all future car insurance polices and they don't need to declare that they have had a loss or theft to this and other future car insurers as there will be zero chance that the insurers will find out about the previous loss - because some person on a website said so.
 
LOL

sweetsand

foxy-stoat said:

If you report it then you will have to report it to your insurers also and if you change your insurers, for the next 5 years it may effect your premium.

Really?  As the OP is not making a claim, I am confused why the OP needs to tell inc co.
Thanks.

williamgriffin

foxy-stoat said:

williamgriffin said:

foxy-stoat said:

williamgriffin said:

foxy-stoat said:

williamgriffin said:

foxy-stoat said:

williamgriffin said:

foxy-stoat said:

If you report it then you will have to report it to your insurers also and if you change your insurers, for the next 5 years it may effect your premium.

Why? The police won't share that information.

When/if the OP needs to make a claim in the future for a theft then the insurers will do a search with the crime agencies and it will show up that they have had a theft and loss and not informed their insurers so they may well not pay out.

Do you honestly believe they will contact all 43 forces in England and Wales, Police Scotland, BTP and Mod Plod on the off chance their client has reported something in the past five years?

Seems that you do not then.

Do you honestly believe that the insurer wouldn't contact any of the databases available to them if they are faced with a £15,000 theft claim, for example?

Well there's 46 on that list, do you think they'll make requests to each individual police force?

I do not know - do you know they won't?

Suppose the OP reports this theft, then has their car stolen in a year or 2, they will have to report that to the police and get a crime reference number for their claim.  It wouldn't be unreasonable for the police to link the 2 incidents on their system, it wouldn't be unreasonable for the insurers to make inquiries as part of their investigations before paying out on a total loss.

Anyway, you seem to need me to explain my reasoning for my comment, hopefully the OP will make up their own minds about reporting their theft. I think the question was answered in post #2.

They'd only link the two offences if they occurred in the same force area. If they did why should the insurance company be allowed information that isn't related to the claim thats ongoing? 

Ok then, problem solved....OP is ok to report it to the police and it will have zero implications for all future car insurance polices and they don't need to declare that they have had a loss or theft to this and other future car insurers as there will be zero chance that the insurers will find out about the previous loss - because some person on a website said so.
 
LOL

That would be a matter for the OP to decide, but they can make that choice with the understanding your mythical database doesn't exist.

williamgriffin

sweetsand said:

foxy-stoat said:

If you report it then you will have to report it to your insurers also and if you change your insurers, for the next 5 years it may effect your premium.

Really?  As the OP is not making a claim, I am confused why the OP needs to tell inc co.
Thanks.

Really? Do ask whoever insurers you RR, Merc, Pork and Golf to explain it to you.