New Style JSA vs Universal Credit

poppy12345

vanLTD said:

One more question - my employment ended on 3rd of August with the last payment for July - 3rd Aug being made at the end of August. Universal credit still has not been approved as they are taking money received on 31st Aug as my income for Aug which is incorrect! 
How can this be rectified? Am I entitled to any benefits from the first day of being unemployed ie 8th August? Im now technically 6 weeks without the income.

Thank you.

It's not incorrect and It can't be rectified because any earnings received during your assessment period reduces your UC bt 63% if you don't have the work allowance. What you should have done was started your UC claim after you've received your final wages.

If you claimed NS/JSA as well then this is deducted in full from any UC entitlement.

vanLTD

poppy12345 said:

vanLTD said:

One more question - my employment ended on 3rd of August with the last payment for July - 3rd Aug being made at the end of August. Universal credit still has not been approved as they are taking money received on 31st Aug as my income for Aug which is incorrect! 
How can this be rectified? Am I entitled to any benefits from the first day of being unemployed ie 8th August? Im now technically 6 weeks without the income.

Thank you.

It's not incorrect and It can't be rectified because any earnings received during your assessment period reduces your UC bt 63% if you don't have the work allowance. What you should have done was started your UC claim after you've received your final wages.

If you claimed NS/JSA as well then this is deducted in full from any UC entitlement.

I made a claim on 17th August -  last day of employment 3rd August and last payment made on 31 Aug.
Will I be able to claim from 1st Sept or 17th Sept? Its so confusing and I wish people would get more help with making a claim to not lose more money. I could also ask my employer to pay me asap if I would have known that would be the case.

calcotti

vanLTD said:

One more question - my employment ended on 3rd of August with the last payment for July - 3rd Aug being made at the end of August. Universal credit still has not been approved as they are taking money received on 31st Aug as my income for Aug which is incorrect! 

No it's not. Universal Credit works on a cash flow basis. Income is taken into account on the day it is received. 

vanLTD said: I made a claim on 17th August -  last day of employment 3rd August and last payment made on 31 Aug.

Will I be able to claim from 1st Sept or 17th Sept? Its so confusing and I wish people would get more help with making a claim to not lose more money. I could also ask my employer to pay me asap if I would have known that would be the case.

Your assessment period therefore runs from 17th August to 16th September. Wages received on 31st August are taken into account. Your next assessment period runs from 17th September to 16th October and payment will be due on 23rd October. You cannot change the assessment periods once you have claimed.

vanLTD

Gosh, so I lost 6 weeks of payment now

poppy12345

vanLTD said:

Gosh, so I lost 6 weeks of payment now

No, not if you claimed NS/JSA because that is paid fortnighty.

vanLTD

poppy12345 said:

vanLTD said:

Gosh, so I lost 6 weeks of payment now

No, not if you claimed NS/JSA because that is paid fortnighty.

I made a claim for JSA on 10th Sept as Ive been advise by job centre to claim UC only. Hope they will be able to backdate, but if not I am really sad of how much I lost (single parent with 2 kids - 6 weeks payment).

poppy12345

It's my understanding that the JSA will not be backdated.

calcotti

vanLTD said:

Gosh, so I lost 6 weeks of payment now

That's not correct. You will have lost just over two weeks of UC (effectively the period 1st September to 16th September). Had you claimed on 1st September you would have got your first UC payment on 7th October.

vanLTD

calcotti said:

vanLTD said:

Gosh, so I lost 6 weeks of payment now

That's not correct. You will have lost just over two weeks of UC (effectively the period 1st September to 16th September). Had you claimed on 1st September you would have got your first UC payment on 7th October.

But I stopped working at the beginning of August so I had no income for August, and had no paid job so technically lost 6 weeks. it looks like I lost almost £1k which is a lot of money.

vanLTD

poppy12345 said:

It's my understanding that the JSA will not be backdated.

Really? thats really annoying.