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Time to Face The Music

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  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Back to work today.

    £380 sent to the credit card.

    Breakfast, lunch and dinner are from stores. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is cajun chicken wraps.

    Tonight's jobs are:
    • walking the dog
    • weekly shop
    • load of washing
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic

    Balances Update 07.10.24

     

    Furniture Loan = £0 (Account Settled)

    HP Car Loan = £0 (Account Settled)

    Debt 1 = £0 (Account Settled)

    Paypal Credit = £0

    Credit Card 1 =£0 (Account Closed)

    Credit Card 2 = £0 (Account Closed)

    Credit Card 3 = £0 (Account Closed)

    Credit Card 4 = £0 (Account Closed)

    Credit Card 5 = £0 (Account Closed)

    Credit Card 6 = £0 (Account Closed)

     

    Credit Card 7 = £4860 (£380 repayment 0% interest until November 2025)

    HP Motorhome Loan = £7475 (£393 repayment final payment May 2026)

     

    Total Debt = £12335

     

    Savings Account = £1200

    Premium Bonds = £2800

    Investment ISA = £700

     

    Total Savings = £4700


  • alt80
    alt80 Posts: 4,652 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    It looks like you had a great time and well done on being able to make a payment to the card too on your return. Absolutely smashing to see where your figures are now mate, 100% credit to you.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    alt80 said:
    It looks like you had a great time and well done on being able to make a payment to the card too on your return. Absolutely smashing to see where your figures are now mate, 100% credit to you.
    We are getting there at last.

    Hoping to hit that credit card balance harder this winter while we have a few quieter, cheaper months.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Another day at work. Got my emails cleared yesterday so can look to get some actual work done today.

    Breakfast, lunch and dinner are from stores today. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is smoked salmon and brie omelette with rice and greens.

    Tonight's jobs are:
    • walking the dog
    • load of washing
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Just totted up how much we have spent going away and it really wasn't as bad as we expected even including the Eurotunnel cost and animal health certificate costs and vets costs while we were away.
  • EssexHebridean
    EssexHebridean Posts: 24,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you had a great time RS!

    You reminded me too - the CAMC have a campsite set-up for the Great British Beer Festival next year - I know you guys like a beer or two so could be worth looking at! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Glad you had a great time RS!

    You reminded me too - the CAMC have a campsite set-up for the Great British Beer Festival next year - I know you guys like a beer or two so could be worth looking at! 
    Will have a look into that thank you.
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Awww….poor dog 😂 They are quite magnificent flowers though. It’s funny what spoke them our fox terrier was petrified of dds teddy money box 🤷🏻‍♀️😂
    January spends - £587.58
  • alt80
    alt80 Posts: 4,652 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    A good idea to be working a bit harder on reducing that card balance over the winter while you won’t be going out in the van so much I assume. 

    Somewhat envious of the reasonable spend away, we are going on holiday soon to visit my parents and take them to Croatia. I’ll be the only one paying for everything as usual, ha.
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