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Time to Face The Music
Comments
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Fabulous photos - glad you’ve had a wonderful time up there, and hope the drive back isn’t too “bank holiday-ish”!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
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We have just stepped back through the door at home. It's been a long drive back.
That said we have had several stops. We stopped in Glasgow to pick up Scottish supplies and diesel, we stopped at some services when we ran out of screen wash, we stopped on the A66 for something to eat and we stopped again at Boroughbridge to fill up the LPG bottles. So not all day driving.
It's been a spendy day all in though.
Got a load of washing straight into the machine. Having a few beers now then after duck stir fry later it will be an early night. I think we will all have a good sleep tonight.1 -
Glad you are back home safe and sound after having had a great time.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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A66 stop - Cafe 66? We love a stop there particularly when it works for breakfast!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
It was Cafe Sixty Six. Was dinnertime when we got there though so we had cheeseburgers which were absolutely delicious.EssexHebridean said:A66 stop - Cafe 66? We love a stop there particularly when it works for breakfast!1 -
£50 sent to the Premium Bonds account, £50 sent to the savings account and £200 sent to Card 7 today.
It will be a no spends day today after a spendy day yesterday.
Breakfast, lunch and dinner will be from stores. Breakfast was crumpets, we have both taken our packed lunches to work and dinner tonight is salmon with tortellini and vegetables.
Tonight's jobs include:- walking the dog
- cleaning the kitchen
- cleaning the filter in the washing machine
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Balances Update 03.05.22
Furniture Loan = £0 (Account Settled)
HP Car Loan = £0 (Account Settled)
Debt 1 = £0 (Account Settled)
Credit Card 1 =£0 (Account Closed)
Credit Card 2 = £0 (Account Closed)
Credit Card 3 = £0 (Account Closed)
Credit Card 4 = £0
Credit Card 5 = £392 (£150 repayment 0% interest until July 2022)
Credit Card 6 = £2300 (£100 repayment 0% interest until August 2022)
Credit Card 7 = £9100 (£200 repayment 0% interest until November 2023)
HP Motorhome Loan = £18872(£393 repayment final payment April 2026)
Paypal Credit = £264 (£125 repayment 0% interest until December 2022)
Total Debt = £30928
Savings Account = £108
Premium Bonds = £100
Total Savings = £208
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Looking good
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
That Motorhome outstanding amount is really coming down fast
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31072
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