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Time to Face The Music
Comments
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I have finally come round enough to have a drink 🤣🤣🤣
Just put dinner in the oven. Think it will be an early night tonight.
We are definitely having a quiet weekend next weekend. I want to be fully functional for a full weekend 😀1 -
This is what happens when you go out boozing 🤣🤣I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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I am old enough to know better by now 🤣🤣🤣Sun_Addict said:This is what happens when you go out boozing 🤣🤣1 -
You might be old enough to to know better but that’s not as much fun 😂😂😂 enjoy 👍January spends - £587.582
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Never too old but the recovery is slower
Poor Syd - good job you don't have to send him to school. He might be better next time, now he remembers you come back (if there is a next time )2 -
Its pay day. £150 sent to Card 4.
Not a no spends day though. Had to go and pick some bread up this morning.
Breakfast, lunch and dinner will be from stores. Breakfast was crumpets, we have both taken our packed lunches to work and dinner tonight is goan pork curry with rice and samosa.
Tonight's jobs are:- vacuuming the house
- vacuuming the van
- unloading some belongings out of the van
- walking the dog
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I have opened a Premium Bonds account this morning. Only started it with £25 just to get the account opened and set up but the intention is to put in £50 per month to start with and look to increase that with time.
We really need to start putting some money into our savings account again as well and get that built up to an amount where there is always enough in there to pay for any vehicle and home running costs and maintenance costs.
Hopefully in the next couple of months we should have a couple more debts paid off and a bit of cash freed up again each month to start putting some meaningful amounts into the savings account.2 -
Yay - welcome to the PB club RS! You'll be joining the rest of us from April then hoping for the Agent Million phone call!
Glad the weekend was a good one - poor Syd though thinking he'd been abandoned!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Great idea to start building up savings. It is always reassuring to have a cushion of money there ready to pay for services/car repairs and holidays etc. Lots of people use PBs although I have to say we do not. Our sole savings vehicles now are an internet saver attached to our joint current account (pays a pittance), a YBS internet saver (pays slightly more) and a regular saver attached to my personal account. Everything else invested.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£500
Save £12k in 2025 #1 £12000/£124501 -
It wasn't the first time he had stayed with them. He has stayed with them for 9 days previously and was fine.warby68 said:Never too old but the recovery is slower
Poor Syd - good job you don't have to send him to school. He might be better next time, now he remembers you come back (if there is a next time )
He is back to his usual self again today.1
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