We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Time to Face The Music
Comments
-
Glad the dog and the door are ok. I have just been in the garden to let the dogs out and the wind is moving the metal chairs we have which are lying down a we tipped them over before Eunice and have left them. Our garden is also usually sheltered but I think the wind is in an odd direction.
1 -
Goodness how scary. Glad the dog, table and patio door ok. We don’t seem to have had it as windy today. Friday was our worst day. Driving up the motorway tomorrow to visit family so hope the weather improves.
We have the same same rule as you re clearing up and cooking. If I cook DH clears up and vice versa. I still think I get the worse deal though as I tend to clear up as I go whereas DH uses every pot in the place when he cooks.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2026 #1 £55/£667.95
Save £12k in 2026 #1 £1000/£120000 -
Blimey, what a very lucky escape.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thank goodness dog, OH and door are all OK, lucky escapes all round. This weather really is quite something at the moment - we’re used to these sorts of conditions up in the islands but it feels very strange witnessing it down here!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
It will be a no spends day today. Number 6 for February.
£393 has been sent to the Motorhome HP loan.
Breakfast, lunch and dinner will be from stores. Breakfast was a sausage sandwich, we have both taken our packed lunches to work and dinner tonight is a Ploughman's type meal to use up some stuff left over from the weekend.
Today's jobs are:- vacuuming the house
- walking the dog
0 -
Balances Update 21.02.22
Furniture Loan = £0 (Account Settled)
HP Car Loan = £0 (Account Settled)
Debt 1 = £0 (Account Settled)
Credit Card 1 =£0 (Account Closed)
Credit Card 2 = £0 (Account Closed)
Credit Card 3 = £0 (Account Closed)
Credit Card 5 = £0
Credit Card 4 = £550 (£150 repayment 0% interest until November 2022)
Credit Card 6 = £2500 (£100 repayment 0% interest until August 2022)
Credit Card 7 = £9700 (£200 repayment 0% interest until November 2023)
HP Motorhome Loan = £19658(£393 repayment final payment April 2026)
Paypal Credit = £440 (£100 repayment 0% interest until December 2022)
Total Debt = £32848
That sees all of the interest on the motorhome loan now paid. All further payments now are gaining us more equity in the van
It also sees our debt total go below £33k. Roll on getting below £30k.
4 -
What a scary incident last night. Glad the dog is ok and no damage done. Your totals are looking great.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
-
Look at all the zeros on your finance update! You’re doing wonderfully well and it won’t be long til you smash that 30k mark
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002 -
Great news on that milestone on the van loan!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Another two zero balances to add before too longLittleMissDetermined said:Look at all the zeros on your finance update! You’re doing wonderfully well and it won’t be long til you smash that 30k mark
LMD x
It does feel as though we are finally getting somewhere with these debts. I think this is perhaps the first time in my adult life that I have actually felt in control of my finances!2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.2K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.9K Spending & Discounts
- 246.3K Work, Benefits & Business
- 602.5K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards