Time to Face The Music

beanielou

Great news on the payrise 

alt80

@RelievedSheff Congratulations on the pay.

You have your head screwed on and a plan. Tbh you’re sorted and as someone else mentioned have an amazing lifestyle, see a lot of the country and just have a great attitude to life I think we all wish could be achieved. 

@enthusiasticsaver Can’t say I’m overly worried re access to deals quite yet; iswyacf granted and there have been times deals have been more difficult to get. Rn the country is quite reliant on the wheels to keep turning, access to easy credit and rates at rock bottom. Interest rates will rise, I know that, you know that and everyone else knows that but the most likely model is to keep interest rates relatively low. The country is too leveraged - if rates were to rise to 5-6% it’d be a !!!!!! disaster both for individuals and our indebted country. We aren’t living in times where interest rates will rise rapidly or without a lot of forewarning. The last decade has shown this and there appears to be no real moves towards big changes even with inflation having risen (perhaps temporarily with covid factoring).

@warby68 Congratulations on reaching your goal. 

RelievedSheff

It is the last working day of this year for us and It will be a no spends day today.

Breakfast, lunch and dinner will be from stores. Breakfast was toast, the other half has taken his packed lunch to work, I am having jacket potato for my lunch and dinner tonight is homemade fish pie with vegetables.

Todays jobs include:

• working from home
• cleaning the bathrooms
• cleaning the kitchen
• load of washing
• walking the dog x 2

The car decided to start playing up more last night. It is now getting stuck in gear and becoming increasingly difficult to put into first gear. The other half has just set off for work with it but says he will probably leave that at work and bring the loan car home for over Christmas. That gearbox will now be scrap so we need to hunt down a second hand box for it. There are a few on Ebay so he is going to have a ring around today and see if he can get one delivered, so we can get it fitted fist thing in the new year.

EssexHebridean

Rotten timing for the car but thank goodness your OH has a loan car that he can use! 

warby68

That car is a killjoy but glad OH can put it in the naughty corner.

RelievedSheff

He rang me up this morning to say that it behaved itself on the way to work so he is in two minds what to do now about the loan car now. Sods law!

RelievedSheff

Finished work for the year and all packed away.

Dog walked, dinner prepared for later, the other half finished work early, so we are showered, changed and settled on the sofa watching Matilda with a couple of beers. 

Christmas is officially here in our household 😀

Sun_Addict

Enjoy your time off 🍻🎄

Four_Seasons

Have a lovely Christmas I have really enjoyed reading your diary especially your meals - pinched several ideas x

amber03

Have a lovely Xmas, hope there are no dramas and you both can have a relaxing time.xx