Time to Face The Music

alt80

100 get that re food. Just know I’d end up dealing with it all if we started shopping beyond a Sainsburys delivery haha.

Glad you enjoyed your walk pic of the church is a bit stark/ eerie imo lol. Freezing here too.

RelievedSheff

Happy Monday everyone.

It won't be a no spends day today as we have a Tesco delivery coming later. No spends other than that though.

Breakfast, lunch and dinner will be from stores. Breakfast was a sausage sandwich, lunch is tuna sandwiches and dinner tonight is haggis, neaps and tatties as it Burns night.

Todays jobs include:

• working from home
• vacuuming the house
• dusting the house
• sorting and putting away home shopping delivery
• walking the dog x 2

The other half has just gone off to the boat to get a few bits done on that. Today he is going to get a load of our gear off the boat, replace the macerator pump, replace the alternator belt and have a general tidy up and clean in the engine bay.

alt80

Ha, thought you’d be having haggis and a few drams no doubt for Burns Night! Have a good one. 

RelievedSheff

No drams tonight just the haggis.

alt80

Wish I’d not mentioned it tbh could just fancy a nice single malt haha. Well later not a complete !!!!!! lost cause drinking at 8am ha.

Sun_Addict

Happy Monday and happy Burns Night. I also knew you’d be having haggis 😆

IzzyBee

Happy Burns night 

RelievedSheff

It has been a really cheap month so far this month so I have made a £100 over payment to the furniture loan account this morning. That has brought the balance down to £503 when the interest has been adjusted to take account of the over payment. 

I am hoping that I can do the same over the next few months to clear that account as soon as possible.

RelievedSheff

Balances Update 25.01.21

Debt 1 = £0
Credit Card 1 = £0 
Credit Card 2 = £196 (£200 repayment 29.9% interest)
Credit Card 3 = £3030 (£200 repayment 29.9% interest)
Credit Card 4 = £5208 (£150 repayment 0% interest)
Credit Card 5 = £8080 (£150 repayment 0% interest)
HP = £3433 (£251 repayment)
Furniture Loan = £503 (£16.82 repayment)

Total Debt = £20450

ISA = £322 (£50 per month added)
Pennies Savings Account = £229.84 (Saved by rounding the bank balance to the nearest pound when logging on to online banking)

Total Savings = £551.84

Sun_Addict

Balances looking good 😁