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Default and company gone into administration

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Comments

  • johnjones21
    johnjones21 Posts: 14 Forumite
    10 Posts First Anniversary
     ;)  never
  • bradders1983
    bradders1983 Posts: 5,684 Forumite
    1,000 Posts Third Anniversary Name Dropper
    So why did you say goodbye to me? Very odd.
  • johnjones21
    johnjones21 Posts: 14 Forumite
    10 Posts First Anniversary
    only cowards blame others for there own bankrupty
  • bradders1983
    bradders1983 Posts: 5,684 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 31 August 2020 at 7:47PM
    johnjones21 said:
    only cowards blame others for there own bankrupty
    Ah so you get upset at others judging you for blaming others for your financial decisions yet are happy to dish it out yourself.  Checkmate.
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    johnjones21 said:
    D3xt3r5L4b said:
    johnjones21 said:
    i dont owe a penny to anybody, hence the 4 years debt and gambling free comment???????
    digging yourself a hole
    No, I’m not the one in the hole buddy
    making yourself look silly , go and try some easier prey, you got the wrong person here pal
    Pot kettle. 
  • bradders1983
    bradders1983 Posts: 5,684 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 31 August 2020 at 7:53PM
    D3xt3r5L4b said:
    johnjones21 said:
    D3xt3r5L4b said:
    johnjones21 said:
    i dont owe a penny to anybody, hence the 4 years debt and gambling free comment???????
    digging yourself a hole
    No, I’m not the one in the hole buddy
    making yourself look silly , go and try some easier prey, you got the wrong person here pal
    Pot kettle. 
    You missed him displaying some lovely hypocrisy just now.
  • John_
    John_ Posts: 925 Forumite
    500 Posts Name Dropper
    johnjones21 said:
    In 2015 I defaulted on a wageday advance payday loan. This is due to drop off my credit report In sep 2021.
    I am
    hoping to apply for a mortgage before September.
    Wageday advance went into administration for claims for irresponsible lending , which I was a victim off.
    My understanding would be that if they have lent to me irresponsibly, then the default is incorrect on my credit file. I am praying anyway.
    I am struggling to get in contact with them. Does anyone have any advice on where I stand please or is it just wishful thinking?
    Thanks
    The reason that they went into administration of course is that there were many others like you, who borrowed money from them but didn’t pay it back.
    It seems very harsh to try to extract compensation from them after being in part responsible for their failure.
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