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A new royal start
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You can definitely put rags in the supermarket bins 😊Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
themadvix said:You can definitely put rags in the supermarket bins 😊2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 340🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Sorry, I'd misunderstood then. I think both, but I think sending to Oxfam/taking to charity shop is probably preferable for good stuff - after all, I wonder about the state of those bins! Didn't know that about Oxfam - interesting!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
themadvix said:Sorry, I'd misunderstood then. I think both, but I think sending to Oxfam/taking to charity shop is probably preferable for good stuff - after all, I wonder about the state of those bins! Didn't know that about Oxfam - interesting!2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 340🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
QueenJess said:themadvix said:Sorry, I'd misunderstood then. I think both, but I think sending to Oxfam/taking to charity shop is probably preferable for good stuff - after all, I wonder about the state of those bins! Didn't know that about Oxfam - interesting!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
Oxfam sounds interesting. Hope sleep settles soonAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
It's been a bit of a jam packed week. Thursday DS went to a stay and play at his new school, DD got her jabs and we had parents "evening" for DS. I was very pleased to hear DS loves books as I really love them and was hoping i would be passing that on. He does have a lot of books sourced by me (second hand of course)! I have just bought him a picture dictionary as a going to school present - will give it to him the night before school. Any excuse for books on this house 😂. I sourced the one I wanted much cheaper second hand of course..
DH and I had to divide and conquer a bit and so he took DS to the stay and play. The new teacher talked to DS and apparently he was very polite. It's nice to know I am doing something right! DH said there was a kid there that was decked out in head to toe Ralph Lauren... I think I'm on the opposite of that scale! DS was wearing jeans from ASDA (which were bought by family) and I patched the knee up as he wore right through it.
DD thankfully hasn't been too bad with these jabs. Today we used our National Trust membership to have a walk and a nice picnic in the shade before it got too hot. DD loved it so much that she refused to sleep and eventually fell asleep exhausted on the way home! We had sandwiches and spicy salad for lunch followed by peaches and yogurt - all made up from my veg/fruit box delivery and topped up with herbs and rocket from the garden. The salad I made up was so nice that I'm going to make it again tomorrow to go with omlettes!
This afternoon some friends came over for a few hours with their DD. She loved playing with DS so much that she refused to go home for quite a while! DS also loved it and has been so excited all day.
Dinner was roast chicken followed by a plum crumble (made from my fruit box delivery). A very good day all round and I now have two very exhausted children! Let's hope they both sleep well tonight!2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 340🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003 -
Things are all feeling very difficult at the moment, so am having a bit of a break and trying to look after myself better. Just popping on to update on July results and setting some slightly more relaxed goals for August.
So July goals:- Debt to joint: £1,651 (aim £1,650). £1 out - I'll take that!
- NSD 17/15
- Online listings 27/10
- 2021 Charity donations 4/4
- Tech fund £783.03/£1,000
So August goals will be:- Debt to joint £650
- NSD 15
- Charity donation 1
- Tech fund £1,000
2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 340🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003 -
Sorry to hear things are a bit rough at the moment. You’re doing the right thing taking care of yourself! You did brilliantly in July on your goals, hope you can relax and enjoy August with your two little ones and have a bit of a break.Look forward to you returning refreshed and enthused when you’re ready! (It’s a long haul - we all have times when we need a break, you’re not alone in that)
Take care xMortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway1 -
Take care Jess xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1
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