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A new royal start
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I take it that should be DS and not DH?
(Sorry, it made me chuckle thinking of your DH having to remove some of his old stuff when parents arrive).😆If it's not adding up, compound it!2 -
Grogged said:I take it that should be DS and not DH?
(Sorry, it made me chuckle thinking of your DH having to remove some of his old stuff when parents arrive).😆2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 340🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
I decided to put one item on eBay earlier as I knew it would be a buy it now rather than an auction. Sold 2 hours later and in the post to them. Already got offers on 5 other items so they will go at the weekend. Seems busy on eBay for clothes right now! Just wish I didn't have to remove all my listings after the weekend for a break until after baby!
Fingers crossed I sell as much as possible this week and I can pick up the rest later. Up £5 net after fees already - should be able to earn enough for any clothes I need this year (which shouldn't be much at all!). I am already watching some second hand items I like so I can revisit them later to check I do actually still like them before I buy anything... Seems to work well as I deleted most of them already!2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 340🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
Just popping in to say DD arrived an impressive (for me as I am tiny) 6lb 14oz. Unfortunately we were discharged for only one day and are both back in hospital as DD started coughing up blood.
Bit scary, but looks like everything is fine now and we should be discharged tomorrow (fingers crossed). Just existing right now, so back when everything has settled down.2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 340🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5005 -
Congratulations and best wishes, that's brilliant news!
Glad you're both well and will be back home tomorrow.If it's not adding up, compound it!2 -
Congratulations! Hope you and the little one are discharged successfully tomorrow.
2021 MFW #35: £6000/£60002 -
Congratulations! Thanks for taking the time to post when you must have so many other things to think of, I was wondering how you were doing.
So sorry to hear you've had to go back in, but great news everything is ok and you should be able to get home tomorrow. Take care and look after yourself.Mortgage December 2023: TBC
Credit card debt (extension cost) Dec 2023: £9786
Fashion on the Ration 2024: 0/66 coupons
He said not 'Thou shalt not be tempested, thou shalt not be travailed, thou shalt not be dis-eased'; but he said, 'Thou shalt not be overcome.' Julian of Norwich2 -
Congratulations! Glad to hear the little one has arrived! Hope you both resting and recovering well and get home tomorrow xCurrent mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
2 -
Congratulations. Hope you are both feeling betterAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
We finally escaped from the hospital and fingers crossed it is all upwards from here. In the meantime I am enjoying being waited on hand and foot by DH 😄 Eating very well at the moment thanks too all my freezer stocks and not been good shopping for 2 weeks.
Mainly existing day to day right now, but as it's a new month, I thought I'd set a few goals:
1. Joint account deficit - currently at -£2,100. Would love to get it below £1.5k, but I think that's going to be impossible, so will settle for £1.75k.
2. Personal account deficit - currently at -£50. Had some unexpected expenses to deal with and currently no budget for personal stuff (only until mortgage gets renegotiated in Sep). Hoping to get this below £40 using round ups and cashback etc. Want to clear the deficit and then will start using budget spare and survey income to save a new phone fund. Still user mine until it dies, but it is 3.5 years old already, so want money there for when I need it.
3. Add one item a day minimum to eBay. Set myself the task of sorting out my wardrobe this year. I have loads of things to get rid of and will need to purchase the odd thing here or there (second hand where possible), which I will only do from funds raised from selling. Net nil monetary impact. Quite excited to finally sort out the wardrobe and very unusually spend some money on myself! Found a couple of more expensive things which I've added to my gift list... Usually I get to Xmas/birthday and I can't think of anything I want people to buy me (we ask each other in this family so we get things we want). I've started my list early this year!
I am continuing looking into better (more ethical) alternatives when I use things up in the house. It does seem silly that companies make it hard to research this stuff, although the ethical consumer website is definitely my friend and does the heavy lifting. This month's swap is a (successful) trial of toilet paper. Never realised the bog standard supermarket one used mainly virgin wood.2025 decluttering: 3,984🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 340🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5004
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