Any recent Halifax applicants?

shakAFC

Brilliant! Halifax seems to be doing quite well! Congrats again!

Gem_M90

Congrats!!

Carl2510

Graeme1978uk said:

Had our offer this afternoon, absolutely chuffed to bits. Can't believe it's all gone through so quickly, especially given as I have some adverse through 2017 and 2018 (1 default, quite a few missed payments)

28/08 - DIP Received

29/08 - New build property viewed

30/08 - £500 Reservation paid on new build

02/09 - HTB Application submitted

07/09 - Mortgage application submitted and survey fee paid

10/09 - HTB ATP Received

11/09 - Valuation survey booked for 16/09

16/09 - Survey completed AM, Mortgage offer received PM

To receive it that afternoon that’s crazy! I had my valuation done on last Thursday and still waiting.

shakAFC

Carl2510 said:

Graeme1978uk said:

Had our offer this afternoon, absolutely chuffed to bits. Can't believe it's all gone through so quickly, especially given as I have some adverse through 2017 and 2018 (1 default, quite a few missed payments)

28/08 - DIP Received

29/08 - New build property viewed

30/08 - £500 Reservation paid on new build

02/09 - HTB Application submitted

07/09 - Mortgage application submitted and survey fee paid

10/09 - HTB ATP Received

11/09 - Valuation survey booked for 16/09

16/09 - Survey completed AM, Mortgage offer received PM

To receive it that afternoon that’s crazy! I had my valuation done on last Thursday and still waiting.

Did you have a desktop valuation? I had one and my offer was issued the same day.

Graeme1978uk

Mine was a physical valuation survey but I still got the offer same day. It’s a new build though so assume there’s less for them to consider in terms of valuation 

Carl2510

shakAFC said:

Carl2510 said:

Graeme1978uk said:

Had our offer this afternoon, absolutely chuffed to bits. Can't believe it's all gone through so quickly, especially given as I have some adverse through 2017 and 2018 (1 default, quite a few missed payments)

28/08 - DIP Received

29/08 - New build property viewed

30/08 - £500 Reservation paid on new build

02/09 - HTB Application submitted

07/09 - Mortgage application submitted and survey fee paid

10/09 - HTB ATP Received

11/09 - Valuation survey booked for 16/09

16/09 - Survey completed AM, Mortgage offer received PM

To receive it that afternoon that’s crazy! I had my valuation done on last Thursday and still waiting.

Did you have a desktop valuation? I had one and my offer was issued the same day.

No it was physical valuation also new build.

Carl2510

Just received it in post Woooo!

Graeme1978uk

Happy days  

Carl2510

Graeme1978uk said:

Happy days  

The stories you read on here made it so nerve wracking yet it was pretty easy straightforward case but still I was crapping it. 

Didn’t have to do anything not any extra documents.

SenseandSensibility

My husband and I are have just recieved our AIP from Halifax (via a MB), and are planning to pursue an application with them, using the H2B scheme (LTV 75%) when we reserve a plot in November. We're both full-time NHS employees in stable jobs, have no history of credit card usage or debt (except for student loans) and earn a joint income of £45000 p.a. What sort of documentation are Halifax likely to request from us, as I've read they dont require bank statements?