Speeding fine on expired licence

I have been caught speeding for the first time and when I went to fill in the form naming myself as the driver realised my photcard licence expired a few years ago 🤦🏽‍♀️ Obviously a complete oversight and I have now applied for a renewal.
Am I going to be looking at a speeding fine plus more for the expired licence? 
All I can find online is fine up to £1000, would be interested to hear if this has happened to anybody else so I can prepare myself for what’s to come. So angry at myself 
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Comments

  • The_Rainmaker
    The_Rainmaker Posts: 1,483 Forumite
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    edited 22 August 2020 at 8:24AM
    I suspect the issue will not come up unless the police physically stopped you and charged you for no photocard.

    There are still a lot of people on here with the old green paper licence which doesn't need renewing.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
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    There are still a lot of people on here with the old green paper licence which doesn't need renewing.
    The only people with pre-photocard licences are those who haven't done anything to their licence for more than two decades. They haven't changed address, they haven't changed entitlements, they haven't had to renew it at age 70.

    That's a small - and shrinking rapidly - pool.

    OP - it's just your photocard that's expired. Yes, you need to renew it. If you have a current, valid UK passport, you can do it online, and it should come through quickly. But you are still entitled to drive, and it should still be accepted for either a fixed penalty or an awareness course.
  • The police did not physically stop me no they were on a bridge with a handheld camera. 
    I have now sent off for my new licence. Just worried I will get done for both offences now, obviously my fault if I do. 
    The licence says three weeks to come but delay due to corona but hopefully it won’t be too long.
    I don’t often speed really, driving is not my favourite thing but was in that awful hot weather in a car with horrible tired children, camping gear and no air con so just wanted to get home and everybody was doing the same speed, nice money maker for them that day 
  • Rover_Driver
    Rover_Driver Posts: 1,516 Forumite
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    It is only the photo that had expired (a separate offence), it does not affect your entitlement to drive.
  • DoaM
    DoaM Posts: 11,863 Forumite
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    AdrianC said:
    There are still a lot of people on here with the old green paper licence which doesn't need renewing.
    The only people with pre-photocard licences are those who haven't done anything to their licence for more than two decades. They haven't changed address, they haven't changed entitlements, they haven't had to renew it at age 70.

    That's a small - and shrinking rapidly - pool.

    Include my wife in that shrinking pool. ;) You could have included me too had I not voluntarily applied for a photocard licence (at the time they were implying that it was a legal requirement to do so). :) 
  • The police did not physically stop me no they were on a bridge with a handheld camera. 
    I have now sent off for my new licence. Just worried I will get done for both offences now, obviously my fault if I do. 
    The licence says three weeks to come but delay due to corona but hopefully it won’t be too long.
    I don’t often speed really, driving is not my favourite thing but was in that awful hot weather in a car with horrible tired children, camping gear and no air con so just wanted to get home and everybody was doing the same speed, nice money maker for them that day 
    Not really- you were speeding-so slapped with fine/points.   Mind inform your insurance company.
  • sweetsand
    sweetsand Posts: 1,826 Forumite
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    Dear OP
    As you know you will get the points on your new licence. As the police did not stop you, IMO, you will be ok as others have said therefore go ahead and apply as there is no other option unless you want to stop driving. The sooner you do it the better.
    I'm sure that quiet a high percentage do forget and I'm trying to think back to a year or so ago if we got a reminder in the post for that, I beleive I did or my OH did the couple of years before that and that is what triggered my memeory about this, an easy oversight IMHO.
    ATB.
  • swingaloo
    swingaloo Posts: 3,333 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The police did not physically stop me no they were on a bridge with a handheld camera. 
    I have now sent off for my new licence. Just worried I will get done for both offences now, obviously my fault if I do. 
    The licence says three weeks to come but delay due to corona but hopefully it won’t be too long.
    I don’t often speed really, driving is not my favourite thing but was in that awful hot weather in a car with horrible tired children, camping gear and no air con so just wanted to get home and everybody was doing the same speed, nice money maker for them that day 
    Not really- you were speeding-so slapped with fine/points.   Mind inform your insurance company.
    If you are offered a speed awareness course there is no need to inform your insurer as it is not a convition. The only time it will need to be declared is on renewal if the question 'Have you attended a speed awareness course' is asked.
  • swingaloo
    swingaloo Posts: 3,333 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    sweetsand said:
    Dear OP
    As you know you will get the points on your new licence. As the police did not stop you, IMO, you will be ok as others have said therefore go ahead and apply as there is no other option unless you want to stop driving. The sooner you do it the better.
    I'm sure that quiet a high percentage do forget and I'm trying to think back to a year or so ago if we got a reminder in the post for that, I beleive I did or my OH did the couple of years before that and that is what triggered my memeory about this, an easy oversight IMHO.
    ATB.
    Not necessarily, it depends on the speed the OP was doing and if they are offered a speed awareness course.
  • DoaM
    DoaM Posts: 11,863 Forumite
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    edited 27 August 2020 at 10:45AM
    Actually, it depends on the T&Cs of your insurance contract as to what you have to tell them when. ;) Some policies may require you to inform them as soon as you receive points rather than at renewal.

    Some policies used to also require notification about a SAC but these are now few and far between.

    Edit: that was in response to your previous post rather than your reply to Her Ladyship. I don't see her posts now unless someone quotes them. :) 
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