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Aviva Fixed Term Savings

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I have been offered a good fixed term saving account by Aviva . 1 years investment term for the 3 year rate. 
Is this  a scam ?
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  • Prism
    Prism Posts: 3,847 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 19 August 2020 at 2:24PM
    What rate have you been offered? Do they even do savings accounts?
  • ColdIron
    ColdIron Posts: 9,814 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    Is this  a scam ?
    You don't give us much to go on. AFAIK Aviva do not do fixed rate savings. Where did you see this 'offer'? Google or Facebook? Chances are it's a clone scam. More details
  • Alexland
    Alexland Posts: 10,183 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 19 August 2020 at 2:36PM

    How did you find out about this? If someone approached you or you just clicked a random advert on facebook, search result from google or fake comparison site then those are common ways to be scammed. Are they applying pressure on you to give them the money? I have not heard of Aviva offering retail savings accounts so would be very cautious. If you have any suspicions then do not proceed as you may not be dealing with the real Aviva


  • Yes I clicked on an ad somewhere online and got a email than a phonecall. Aviva Investors Fixed Interest High Yield Bond is what they call it . They initially quote about 3.5 % in fixed for 3 years . Then called me on phone . I said that was quite low and he offered me the same rate for a  1 year fixed term bond that I could cash in anytime after first 3 months with 30 days notice.  I guess its some kind of scam ? 

  • Prism
    Prism Posts: 3,847 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Yes its a scam
  • ColdIron
    ColdIron Posts: 9,814 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    It's an obvious scam. Now they have your details
  • Thank you for allowing us the time to open the channels of communication today, it was a pleasure speaking with you, and we are excited about the possibility of working with you soon.
     
    Aviva Investors is the global investment management arm of Aviva Plc, founded in 1971, and has a sophisticated local market presence across 15 countries in The Americas, Europe and Asia-Pacific. The global headquarters are in London, UK, and is complemented by offices in all major financial centers.
     
    At Aviva Investors, we have one key goal: to help our clients build stronger portfolios. And since 1971, we've been doing just that.
     
    Key Figures
    •         One of the largest active asset managers in the UK.
    •         Founded in 1971, a division of Aviva Plc operating since 1696.
    •         £247 Billion in assets under management as of end-Q1 2020
    •         We operate globally with offices in 16 cities and clients in over 15 countries
     
    Aviva Investors is committed to protecting your wealth, developing it, and passing it on to your loved ones. We deliver a tailor-made experience with outstanding attention to detail along with precise, local knowledge backed by the global know-how of a worldwide banking group. Our goal is to create a new wealth management experience fit for a world where digital interactions have come to enhance human ones.
     
    Aviva Investors believes that wealth management is one of the most attractive segments in banking, this is why we are the very best. Global wealth has grown significantly over the last ten years and is projected to continue to grow faster than GDP over the next several years, with both emerging markets and mature markets offering attractive growth opportunities.
     
    Please find attached our Aviva Investors Fixed Interest High Yield Bond prospectus. The Bonds in this prospectus guarantee a fixed rate of return over each term.
     
    If you have any questions regarding the attached documents then please either reply by email or contact us by phone, on +44 (0)20 7060 9546.
     
    Yours Sincerely,
     
    Retail Client Division
    Aviva      Investors Ltd
    P: +44 (0)20 7060 9546
    A: St. Helens, 1 Undershaft, Lime Street, London, EC3P 3DQ
    W: www.avivainvestors.com
    E: info@aviva-inv.com
     
    Aviva Investors UK Fund Services Ltd. products are authorised and regulated by the Financial Conduct Authority: (PRN 641768). The value of investments and any income from them can fall as well as rise, and you may get back less than you invested. An investment's past performance is not a reliable indicator of future performance. Tax allowances depend on your personal circumstances, and the benefits of tax-efficient accounts could change in the future. So, make sure you fully understand the risks involved and seek professional financial advice if necessary.
    Attachments area
    Many thanks for this.
    Received, thank you.
    What do you think?
    ReplyForward
  • They have my email address.
  • ColdIron
    ColdIron Posts: 9,814 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    edited 19 August 2020 at 2:51PM
    And your phone number?
    Then called me on phone
  • I guess any scammer could get someone phone number and email address no ?
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