Current debt-free wannabe stats:
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
single person bills amount help
Options
Comments
-
SallyDucati said:davidmcn said:Utility bills are going to vary quite a bit depending on the size/type of property, how it's heated, local climate, how many hours you're at home etc.0
-
I live in a 2 bed flat alone in Sussex.
Water is included in my maintenance payments (Not sure if you're getting a house or flat, but maintenance is my 2nd biggest bill after mortgage!)
Electric- Average of about £50.00
CT- £135.00
Contents Insurance- £7.00
0 -
ascdef12345 said:Hello, this is my first post here and I'm just looking for some help please. I'm in a position to buy my first house however I want to ensure that I can afford everything. I've never lived alone so I have very little idea of how much bills will cost. I've lived at home and we've always had lodgers/students so it's hard to gauge an amount.How much are bills roughly for a single person household? I'm only looking at the gas/electric/water pricesTIA
Monthly:
Council tax (with 25% discount) = £99
Water (unmetered, assessed) = £20
Sky fibre optic broadband + phone = £33
Gas & electricity combined = £48 average for winter and summer (OVO)
TV license = £0
Pet & contents insurance = £14
Maintenance charge = £0 (aren't the LLs supposed to pay that?! I've never paid that)
Hope that helps!Credit cards: £9,705.31 | Loans: £4,419.39 | Student Loan (Plan 1): £11,301.00 | Total: £25,425.70Debt-free target: 21-Feb-2027
Debt-free diary0 -
Make sure you have an Emergency Fund - £1000 + (for those failures of washing machines, cooker, car repairs)Never pay on an estimated bill. Always read and understand your bill0
-
Council tax will be on their website.
Water will be on their website.
Internet / TV packages cost will be on their website.
TV licence will be on their website.
To give you an idea of other bills:
£170 for CT, over 10 months
£- water included in CT
£22.99pm Plusnet (was £40ish)
£? Gas (was £16ish at last flat, was £18ish at one before) waiting on supplier to sort building mix up *
£? Electric (was £7ish PW at last flat, was £? at one before) waiting on supplier to sort building mix up *
£0 TV licence as no mainstream TV
£8.99pm Netflix
£230ish py house insurance (buildings and contents)
£100pm food
Current flat = 100+ years oldPrevious flat = 50ish years old
One before = 10ish years old
All were 2 bed flats in Scotland, 2 people.
* How so cheap?
Switching things off / unplugging when not in use.
Putting a jumper / cardigan / blanket over me when cold and not putting the heating on until too cold when wrapped up, only having it on for an hour when it was on.
Always with the big suppliers too.Mortgage started 2020, aiming to clear 31/12/2029.0 -
Monthly bills here -CTX - £140 (with a single person discount, this would be £105)Gas/leccy - £60Coal & wood for heating in winter - £300ishBroandband - £27TV licence - £0 - Use a streaming service instead for £9/moWater - £12House insurance - £17Food - £100 to £150 depending on how much cat food is needed.General maintenance and repairs to the building including decorating - You really don't want to know.Her courage will change the world.
Treasure the moments that you have. Savour them for as long as you can for they will never come back again.0 -
Just to add, that despite the temptation to do everything at once, I suggest really trying to minimise the future commitments you make in the first few months in your new home until you have a good idea what your unavoidable bills are - for instance talking out as basic a broadband service as possible, most companies are happy for you to upgrade. Don't commit to monthly payments for a sofa until you are settled and know they won't cause you budget problems later.
But a banker, engaged at enormous expense,Had the whole of their cash in his care.
Lewis Carroll0 -
1960s built 3 bed flat in London, £120 council tax (single person discount), water (assessed not metered) £19, gas/electric £40, basic broadband £20, sim only phone £6.0
-
MovingForwards said:Council tax will be on their website.
Water will be on their website.
Internet / TV packages cost will be on their website.
TV licence will be on their website.
To give you an idea of other bills:
£170 for CT, over 10 months
£- water included in CT
£22.99pm Plusnet (was £40ish)
£? Gas (was £16ish at last flat, was £18ish at one before) waiting on supplier to sort building mix up *
£? Electric (was £7ish PW at last flat, was £? at one before) waiting on supplier to sort building mix up *
£0 TV licence as no mainstream TV
£8.99pm Netflix
£230ish py house insurance (buildings and contents)
£100pm food
Current flat = 100+ years oldPrevious flat = 50ish years old
One before = 10ish years old
All were 2 bed flats in Scotland, 2 people.
* How so cheap?
Switching things off / unplugging when not in use.
Putting a jumper / cardigan / blanket over me when cold and not putting the heating on until too cold when wrapped up, only having it on for an hour when it was on.
Always with the big suppliers too.1 -
Water bills vary by about 250% depending on region, so whatever someone posts on here will have no relevance without knowing your region.
If you live at home then presumably you are contributing to the bills, so ask your parents what they are paying in total-I'm sure they will know.
Energy costs will largely be determined by fuel type: all electric properties are more expensive to heat and hot water, even with E7.
No free lunch, and no free laptop0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards