Any Recent Leeds Building Society applicants?

stampystamp

You guys have all got the initial pass letter though haven’t you? I never got that 🙈

hollybryan2013

stampystamp said:

You guys have all got the initial pass letter though haven’t you? I never got that 🙈

I never got a letter either, I was just told by my broker that we passed the initial checks xx

stampystamp

Oh that’s a little relief to me! My broker hasn’t told me that but the last time I spoke to her she said she expected if there was any problems they would have rejected it by now (as they have already assessed it hence why they had asked questions). 

nwrigh

Inituptomyeyes said:

nwrigh said:

My timeline:
19th AIP/DIP Approved
19th August - Application made
25th August - Find out that my application was lost
27th August - Document check completed
Now with the underwriters and valuation scheduled for next week.
The thing I am now fretting about it that I see no soft or hard searches yet. Which is strange I would have thought? Other mortgage applications I saw a soft search at the agreement in principle time. 

Where are you checking for hard/soft searches from Leeds?  Leeds only use Equifax, If you sign up with Equifax for there statutory credit report, you can update it for free as many times as you like.  It does not effect your credit history, only you can see the soft searches.  You don’t need the pay monthly report, just the statutory one which is updated in real time whenever you request a new report.

you can sign sign up for your Equifax statutory report 
no need to click on the big red upgrade now button though!

Thank you so much, I now see my soft search
I am doing this direct and realising the value of a broker. I did this by myself 13 years ago and don't remember any of this stress but then I was 13 years younger too!

nwrigh

hollybryan2013 said:

stampystamp said:

You guys have all got the initial pass letter though haven’t you? I never got that 🙈

I never got a letter either, I was just told by my broker that we passed the initial checks xx

I got told when I called them up, I have yet to receive any correspondence at all

hollybryan2013

nwrigh said:

hollybryan2013 said:

stampystamp said:

You guys have all got the initial pass letter though haven’t you? I never got that 🙈

I never got a letter either, I was just told by my broker that we passed the initial checks xx

I got told when I called them up, I have yet to receive any correspondence at all

what does that mean? It may mean it hasn’t been to underwriters yet so there is no update? 

stampystamp

I think they mean they got told their initial assessment had passed on the phone but they have received no written correspondence from them  

hollybryan2013

stampystamp said:

I think they mean they got told their initial assessment had passed on the phone but they have received no written correspondence from them  

Ooh yes that makes more sense that’s good news then @nwrigh  

hollybryan2013

The service time now has gone back up to 11 working days lol I don’t get it 🤣🤦🏼‍♀️

stampystamp

I’m kinda ignoring the service status these days cos it changes so much and I had such a big freak out last week when I read it was 13 working days and emailed my broker and angered her 😂