Fidelity stocks and shares isa

poli123

Does anyone have any views on fidelity isa range ?
i am looking for a very cautious , low fee managed arrangement for my husband (70+) so nothing adventurous
I have already seen the ones that Martin recommends but fidelity were not mentioned , fees appear to be low for fidelity  (0.35%) so wondered if anyone had any opinions on this?

masonic

S&S ISAs are not really MSE's thing. If you want to compare platforms, then you could use: http://www.comparefundplatforms.com/

This does include Fidelity. It makes sense to narrow down what you want to invest in first, since not every fund is available at every platform.

Vanguard Investor is also worth considering if you just want a cheap low risk multi-asset fund.

Albermarle

As with most other ISA's you can be cautious or adventurous .It depends on what funds within the ISA you invest in .
Fidelity and Vanguard are both huge stable companies but you can still invest in risky funds within them if you want .
Although in this context risky does not mean risk of total loss but more like short term volatility.

mr_accountant

poli123 said:

Does anyone have any views on fidelity isa range ?
i am looking for a very cautious , low fee managed arrangement for my husband (70+) so nothing adventurous
I have already seen the ones that Martin recommends but fidelity were not mentioned , fees appear to be low for fidelity  (0.35%) so wondered if anyone had any opinions on this?

Just to be factual, Martin does not recommend anything, he and his team give information, that's the same for banks accounts, savings, credit cards, fidelity or anything else.

davidlizard

I use Cavendish to access the Fidelity funds, which include the fundsmith and Vanguard funds - I think there was an article on here which looked at the various platform fees and other charges and indicated that it was cheaper to access Fidelity via Cavendish, but not sure.

Alexland

Yes for a small account the 0.25% total Cavendish is cheaper than Fidelity's standard 0.35% although they sometimes run cashback deals for signing up or transferring in directly which can even things up for a while. Once you get an account valuation that qualifies for Wealth the Fidelity charges drop to 0.20% which is cheaper than using Cavendish however we hold ETFs so the £45 cap works out even cheaper even after paying the occasional trade cost.