Santander to double 123 Lite fee and shake up current account cashback - MSE News

inspectorperez

Notepad_Phil said:

Just think of the conspiracy theory this could bring forth - "A wholy owned subsidiary of a Spanish bank causes grief to Scots to make them want independence even more then they did before, it must be a brexit/Gibraltar thing surely!".

Absolutely nothing to it of course, but I've heard of conspiracy theories being spun from far less likely sources.

Or it could be the fear of giving Catalonia the very faintest of reasons to latch on to the concept of catering for division!

KJarvis

Thanks. We were not advised that this was possible. I'll try this on line.

MACKEM99

ElizaSue said:

RG2015 said:

ElizaSue said:

As Sea_Shell has already mentioned, in Scotland and NI our water bills are incorporated in our Council Tax bills, so it looks like we will only have a Santander12 account from now on.  Did they not do their homework before introducing these cashback changes?  No wonder many people in Scotland want independence because this sort of thing happens all the time.

I am not wishing to be adversarial but am genuinely interested in what other things happen all the time that are detrimental to people living in Scotland. 

I do not wish to be adversarial either, and for the record I am not a Scottish Nationalist.  However, things are said on a daily basis by English people that annoy Scots (and presumably Welsh and NI people too).  I suspect that the English are not even aware of it.  Trivial example, I know, but the other day Peter Crouch described Prince William as the future King of England.  Yes, he is, but he is also the future King of Scotland, Wales and Northern Ireland.  I would like to think that Santander did not know that we Scots pay our water bills with our Council Tax.  Maybe it's an oversight; maybe it's not, but it could be construed by some as discrimination. Just saying!  :-)

Perhaps like a certain Tennis Player Peter is proud of where he is from?

MACKEM99

dahj said:

ElizaSue said:

RG2015 said:

ElizaSue said:

RG2015 said:

ElizaSue said:

As Sea_Shell has already mentioned, in Scotland and NI our water bills are incorporated in our Council Tax bills, so it looks like we will only have a Santander12 account from now on.  Did they not do their homework before introducing these cashback changes?  No wonder many people in Scotland want independence because this sort of thing happens all the time.

I am not wishing to be adversarial but am genuinely interested in what other things happen all the time that are detrimental to people living in Scotland. 

I do not wish to be adversarial either, and for the record I am not a Scottish Nationalist.  However, things are said on a daily basis by English people that annoy Scots (and presumably Welsh and NI people too).  I suspect that the English are not even aware of it.  Trivial example, I know, but the other day Peter Crouch described Prince William as the future King of England.  Yes, he is, but he is also the future King of Scotland, Wales and Northern Ireland.  I would like to think that Santander did not know that we Scots pay our water bills with our Council Tax.  Maybe it's an oversight; maybe it's not, but it could be construed by some as discrimination. Just saying!  :-)

@ElizaSue, 
I think you have a point but was hoping you may have had some more examples from the banking or financial arena.

Sorry, I can't think of anything relating to banking or financial arena.  I was referring to the fact that time and again comments are made which fuel the fire of the Scottish independence movement.

I doubt Santander or MSE will have a big impact on the dissolution of the UK.
I think Santander have simply conflated England with the UK in this instance which isn't unusual.

Its a bit like all those who say "across the country" when they mean "across the UK" which of course is several countries.

inspectorperez

MACKEM99 said:

dahj said:

ElizaSue said:

RG2015 said:

ElizaSue said:

RG2015 said:

ElizaSue said:

As Sea_Shell has already mentioned, in Scotland and NI our water bills are incorporated in our Council Tax bills, so it looks like we will only have a Santander12 account from now on.  Did they not do their homework before introducing these cashback changes?  No wonder many people in Scotland want independence because this sort of thing happens all the time.

I am not wishing to be adversarial but am genuinely interested in what other things happen all the time that are detrimental to people living in Scotland. 

I do not wish to be adversarial either, and for the record I am not a Scottish Nationalist.  However, things are said on a daily basis by English people that annoy Scots (and presumably Welsh and NI people too).  I suspect that the English are not even aware of it.  Trivial example, I know, but the other day Peter Crouch described Prince William as the future King of England.  Yes, he is, but he is also the future King of Scotland, Wales and Northern Ireland.  I would like to think that Santander did not know that we Scots pay our water bills with our Council Tax.  Maybe it's an oversight; maybe it's not, but it could be construed by some as discrimination. Just saying!  :-)

@ElizaSue, 
I think you have a point but was hoping you may have had some more examples from the banking or financial arena.

Sorry, I can't think of anything relating to banking or financial arena.  I was referring to the fact that time and again comments are made which fuel the fire of the Scottish independence movement.

I doubt Santander or MSE will have a big impact on the dissolution of the UK.
I think Santander have simply conflated England with the UK in this instance which isn't unusual.

Its a bit like all those who say "across the country" when they mean "across the UK" which of course is several countries.

Including the bonny lads and lasses from Sunderland

RG2015

inspectorperez said:

MACKEM99 said:

dahj said:

ElizaSue said:

RG2015 said:

ElizaSue said:

RG2015 said:

ElizaSue said:

As Sea_Shell has already mentioned, in Scotland and NI our water bills are incorporated in our Council Tax bills, so it looks like we will only have a Santander12 account from now on.  Did they not do their homework before introducing these cashback changes?  No wonder many people in Scotland want independence because this sort of thing happens all the time.

I am not wishing to be adversarial but am genuinely interested in what other things happen all the time that are detrimental to people living in Scotland. 

I do not wish to be adversarial either, and for the record I am not a Scottish Nationalist.  However, things are said on a daily basis by English people that annoy Scots (and presumably Welsh and NI people too).  I suspect that the English are not even aware of it.  Trivial example, I know, but the other day Peter Crouch described Prince William as the future King of England.  Yes, he is, but he is also the future King of Scotland, Wales and Northern Ireland.  I would like to think that Santander did not know that we Scots pay our water bills with our Council Tax.  Maybe it's an oversight; maybe it's not, but it could be construed by some as discrimination. Just saying!  :-)

@ElizaSue, 
I think you have a point but was hoping you may have had some more examples from the banking or financial arena.

Sorry, I can't think of anything relating to banking or financial arena.  I was referring to the fact that time and again comments are made which fuel the fire of the Scottish independence movement.

I doubt Santander or MSE will have a big impact on the dissolution of the UK.
I think Santander have simply conflated England with the UK in this instance which isn't unusual.

Its a bit like all those who say "across the country" when they mean "across the UK" which of course is several countries.

Including the bonny lads and lasses from Sunderland

Not to mention the Geordie nation!

Howay the lads!

ZeroSum

MACKEM99 said:

dahj said:

ElizaSue said:

RG2015 said:

ElizaSue said:

RG2015 said:

ElizaSue said:

As Sea_Shell has already mentioned, in Scotland and NI our water bills are incorporated in our Council Tax bills, so it looks like we will only have a Santander12 account from now on.  Did they not do their homework before introducing these cashback changes?  No wonder many people in Scotland want independence because this sort of thing happens all the time.

I am not wishing to be adversarial but am genuinely interested in what other things happen all the time that are detrimental to people living in Scotland. 

I do not wish to be adversarial either, and for the record I am not a Scottish Nationalist.  However, things are said on a daily basis by English people that annoy Scots (and presumably Welsh and NI people too).  I suspect that the English are not even aware of it.  Trivial example, I know, but the other day Peter Crouch described Prince William as the future King of England.  Yes, he is, but he is also the future King of Scotland, Wales and Northern Ireland.  I would like to think that Santander did not know that we Scots pay our water bills with our Council Tax.  Maybe it's an oversight; maybe it's not, but it could be construed by some as discrimination. Just saying!  :-)

@ElizaSue, 
I think you have a point but was hoping you may have had some more examples from the banking or financial arena.

Sorry, I can't think of anything relating to banking or financial arena.  I was referring to the fact that time and again comments are made which fuel the fire of the Scottish independence movement.

I doubt Santander or MSE will have a big impact on the dissolution of the UK.
I think Santander have simply conflated England with the UK in this instance which isn't unusual.

Its a bit like all those who say "across the country" when they mean "across the UK" which of course is several countries.

Richard Osman may disagree
"by country we mean a sovereign state that's a member of the UN in it's own right" 

RG2015

ZeroSum said:

MACKEM99 said:

dahj said:

ElizaSue said:

RG2015 said:

ElizaSue said:

RG2015 said:

ElizaSue said:

As Sea_Shell has already mentioned, in Scotland and NI our water bills are incorporated in our Council Tax bills, so it looks like we will only have a Santander12 account from now on.  Did they not do their homework before introducing these cashback changes?  No wonder many people in Scotland want independence because this sort of thing happens all the time.

I am not wishing to be adversarial but am genuinely interested in what other things happen all the time that are detrimental to people living in Scotland. 

I do not wish to be adversarial either, and for the record I am not a Scottish Nationalist.  However, things are said on a daily basis by English people that annoy Scots (and presumably Welsh and NI people too).  I suspect that the English are not even aware of it.  Trivial example, I know, but the other day Peter Crouch described Prince William as the future King of England.  Yes, he is, but he is also the future King of Scotland, Wales and Northern Ireland.  I would like to think that Santander did not know that we Scots pay our water bills with our Council Tax.  Maybe it's an oversight; maybe it's not, but it could be construed by some as discrimination. Just saying!  :-)

@ElizaSue, 
I think you have a point but was hoping you may have had some more examples from the banking or financial arena.

Sorry, I can't think of anything relating to banking or financial arena.  I was referring to the fact that time and again comments are made which fuel the fire of the Scottish independence movement.

I doubt Santander or MSE will have a big impact on the dissolution of the UK.
I think Santander have simply conflated England with the UK in this instance which isn't unusual.

Its a bit like all those who say "across the country" when they mean "across the UK" which of course is several countries.

Richard Osman may disagree
"by country we mean a sovereign state that's a member of the UN in it's own right" 

I cannot understand why people make pointless contributions to this thread.

MACKEM99

ZeroSum said:

MACKEM99 said:

dahj said:

ElizaSue said:

RG2015 said:

ElizaSue said:

RG2015 said:

ElizaSue said:

As Sea_Shell has already mentioned, in Scotland and NI our water bills are incorporated in our Council Tax bills, so it looks like we will only have a Santander12 account from now on.  Did they not do their homework before introducing these cashback changes?  No wonder many people in Scotland want independence because this sort of thing happens all the time.

I am not wishing to be adversarial but am genuinely interested in what other things happen all the time that are detrimental to people living in Scotland. 

I do not wish to be adversarial either, and for the record I am not a Scottish Nationalist.  However, things are said on a daily basis by English people that annoy Scots (and presumably Welsh and NI people too).  I suspect that the English are not even aware of it.  Trivial example, I know, but the other day Peter Crouch described Prince William as the future King of England.  Yes, he is, but he is also the future King of Scotland, Wales and Northern Ireland.  I would like to think that Santander did not know that we Scots pay our water bills with our Council Tax.  Maybe it's an oversight; maybe it's not, but it could be construed by some as discrimination. Just saying!  :-)

@ElizaSue, 
I think you have a point but was hoping you may have had some more examples from the banking or financial arena.

Sorry, I can't think of anything relating to banking or financial arena.  I was referring to the fact that time and again comments are made which fuel the fire of the Scottish independence movement.

I doubt Santander or MSE will have a big impact on the dissolution of the UK.
I think Santander have simply conflated England with the UK in this instance which isn't unusual.

Its a bit like all those who say "across the country" when they mean "across the UK" which of course is several countries.

Richard Osman may disagree
"by country we mean a sovereign state that's a member of the UN in it's own right" 

So if you are not in the UN you are not a country?

kevpc

well, i changed from a 123 account to a 123 Lite account and having put up with Santander basically taking the p**s out of us customers, need to move on. unfortunately, like so many others, i have no clue where to move to and have come here, as usual, to see what advice i can get from those of you who are/will be much more knowledgeable than I.what i need is an acount, somewhere in a UK bank or building society that will accept my meager pension payments in and pay the various DDs and standing orders i have out it should have no minimum pay-in each month and charge no monthly fee. i dont need an overdraft feature and am not bothered about getting interest payments as long as there are no fees.
i am sure these requirements have been asked for by others, so apologise if i'm late catching the boat, but what advice can you learned people offer me?
i do find it extremely annoying when these financial institutions use our money to make loans at whatever interest rates they decide but give us nothing in return. i find it even more annoying when changes are made that means customers go from getting something for keeping money in a particular bank then suddenly there are changes that mean we get nothing! i assume it's payback for banks having to refund customers for the fraudulent activities but they were making a killing for a long while, again using our money, not theirs, so whatever they lost wasn't theirs to begin with. i also find it annoying when they all club together to cane us, i practice they definitely wouldn't like in reverse!

anyway, MTIA