Suggestions for a speculative punt?

adindas

coyrls said:

adindas said:

The problem with many index funds are they are slow to response to take advantage of the rapid changing environment without you be able to intervene.

Do you know what an index fund is?

I believe I know it because I own it. Also there are tons of info outthere. So what is your point ?

bowlhead99

adindas said:

coyrls said:

adindas said:

The problem with many index funds are they are slow to response to take advantage of the rapid changing environment without you be able to intervene.

Do you know what an index fund is?

I believe I know it because I own it. Also there are tons of info outthere. So what is your point ?

Comments such as, "many index funds are managed by traditional fund managers, who are very traditional in valuation relying only the tools such as EPS, P/E, P/B ratio, EBITDA etc, and have little knowledge of the technology and therefore the potential growth of the companies." imply that you are not clear that index funds are only managed to maintain their allocation of an index, and that you instead think that they may apply valuation techniques and use judgements to select stocks, but without fully assessing the potential of certain technology-focused equity investments.

Likewise your comment, "the problem with many index funds are they are slow to response to take advantage of the rapid changing environment without you be able to intervene" implies that only 'many' index funds are slow to respond while some other index funds rapidly change to accommodate a new environment and allow you to intervene somehow.

IrishSean

The below is not advice as this is a money saving site not an investment advice site...

I was expecting a trigger for a recession so was watching for investment opportunities from the new year. As a result of Corona I bought Wey (home schooling), LTG (online training) & Gfinity (E-sports company).
I've owned all before, small loss on gfin, made on ltg, broke even on wey. All, for me have potential with gfin being the most exciting as for millennials & gen z gaming is their go-to. E-sports is exploding, about to top $100 billion worldwide. That's about 10% of where it will be in 10 years. That's why I bought, but recognise, like fledgling dot com companies it could get unfairly 'pumped & dumped'. A medium term hold for me, about to double my investment this week & I may bail if it trebles. 
The other 2 aim companies are self explanatory...

The above is not advice as this is a money saving site not an investment advice site...

adindas

bowlhead99 said:

adindas said:

coyrls said:

adindas said:

The problem with many index funds are they are slow to response to take advantage of the rapid changing environment without you be able to intervene.

Do you know what an index fund is?

I believe I know it because I own it. Also there are tons of info outthere. So what is your point ?

Comments such as, "many index funds are managed by traditional fund managers, who are very traditional in valuation relying only the tools such as EPS, P/E, P/B ratio, EBITDA etc, and have little knowledge of the technology and therefore the potential growth of the companies." imply that you are not clear that index funds are only managed to maintain their allocation of an index, and that you instead think that they may apply valuation techniques and use judgements to select stocks, but without fully assessing the potential of certain technology-focused equity investments.

Likewise your comment, "the problem with many index funds are they are slow to response to take advantage of the rapid changing environment without you be able to intervene" implies that only 'many' index funds are slow to respond while some other index funds rapidly change to accommodate a new environment and allow you to intervene somehow.

When I said an index fund I am using the broad definition of an index fund which include mutual fund not just limited to ETFs.

https://en.wikipedia.org/wiki/Index_fund

In mutual fund the fund manager will have much more flexibility.

"the problem with many index funds are they are slow to response to take advantage of the rapid changing environment without you be able to intervene"

I actually mean I and other retail investor solely relying on index will not be able to take advantage of the rapid changing environment. For instance,  taking advantage of the stocks which will be benefiting from COVID 19 or emerging technology. Retail investor could intervene by investing directly in individual stocks.

coyrls

adindas said:

bowlhead99 said:

adindas said:

coyrls said:

adindas said:

The problem with many index funds are they are slow to response to take advantage of the rapid changing environment without you be able to intervene.

Do you know what an index fund is?

I believe I know it because I own it. Also there are tons of info outthere. So what is your point ?

Comments such as, "many index funds are managed by traditional fund managers, who are very traditional in valuation relying only the tools such as EPS, P/E, P/B ratio, EBITDA etc, and have little knowledge of the technology and therefore the potential growth of the companies." imply that you are not clear that index funds are only managed to maintain their allocation of an index, and that you instead think that they may apply valuation techniques and use judgements to select stocks, but without fully assessing the potential of certain technology-focused equity investments.

Likewise your comment, "the problem with many index funds are they are slow to response to take advantage of the rapid changing environment without you be able to intervene" implies that only 'many' index funds are slow to respond while some other index funds rapidly change to accommodate a new environment and allow you to intervene somehow.

When I said an index fund I am using the broad definition of an index fund which include mutual fund not just limited to ETFs.

https://en.wikipedia.org/wiki/Index_fund

In mutual fund the fund manager will have much more flexibility.

"the problem with many index funds are they are slow to response to take advantage of the rapid changing environment without you be able to intervene"

I actually mean I and other retail investor solely relying on index will not be able to take advantage of the rapid changing environment. For instance,  taking advantage of the stocks which will be benefiting from COVID 19 or emerging technology. Retail investor could intervene by investing directly in individual stocks.

I think you've answered my question:  you don't really understand what an index fund is.  What flexibility do you think a mutual index fund manager has that an ETF index manager doesn't?

bowlhead99

adindas said:

bowlhead99 said:

adindas said:

coyrls said:

adindas said:

The problem with many index funds are they are slow to response to take advantage of the rapid changing environment without you be able to intervene.

Do you know what an index fund is?

I believe I know it because I own it. Also there are tons of info outthere. So what is your point ?

Comments such as, "many index funds are managed by traditional fund managers, who are very traditional in valuation relying only the tools such as EPS, P/E, P/B ratio, EBITDA etc, and have little knowledge of the technology and therefore the potential growth of the companies." imply that you are not clear that index funds are only managed to maintain their allocation of an index, and that you instead think that they may apply valuation techniques and use judgements to select stocks, but without fully assessing the potential of certain technology-focused equity investments.

Likewise your comment, "the problem with many index funds are they are slow to response to take advantage of the rapid changing environment without you be able to intervene" implies that only 'many' index funds are slow to respond while some other index funds rapidly change to accommodate a new environment and allow you to intervene somehow.

When I said an index fund I am using the broad definition of an index fund which include mutual fund not just limited to ETFs.

https://en.wikipedia.org/wiki/Index_fund

In mutual fund the fund manager will have much more flexibility.

Respectfully that's nonsense, because whether the index fund is an ETF or OEIC/UT 'mutual fund', its strategy is to track an index without flexibility of investment choice. A fund whose strategy is to deliver the approximate result of  an index, is what an 'index fund' is.

Some ETFs have more flexibility than typical OEICs while still carrying out their indexing strategy, in terms of ability to indulge in stock lending etc; it's not at all typical that a 'mutual fund' has 'much more flexibility' on how to run its strategy of tracking an index, if its strategy is to track an index.

Malkytheheed

Mutual funds are a waste of money. End of. They NEVER out perform the market. (over time). You are throwing money away even entertaining them. 

It really doesnt take long to make your own sensible and tailored porfolio. Set and forget! Just check it once a year and re-adjust vs your risk tolerance. I suggest reading a few books on investing. 

Here is my current allocations. (Which is 55% of my total assest pot).

bowlhead99

Malkytheheed said:

Mutual funds are a waste of money. End of. They NEVER out perform the market. (over time). You are throwing money away even entertaining them. 

It really doesnt take long to make your own sensible and tailored porfolio. Set and forget! Just check it once a year and re-adjust vs your risk tolerance. I suggest reading a few books on investing. 

Here is my current allocations. (Which is 55% of my total assest pot).

One should not use 'mutual funds' because it is throwing money away even entertaining them and you should make your own tailored portfolio? Though in making your own tailored portfolio, the chart shows that you have chosen to put the 70% which isn't in govt bonds and TIPs, into funds/collective investment schemes, rather than stocks or individual properties.

Perhaps you are confusing 'mutual fund' (US terminology for an open-ended collective investment fund which can have an actively-managed or passive (index) strategy) with 'actively managed investment fund' (some of which will outperform the market, and some of which will underperform the market).

Malkytheheed

bowlhead99 said:

Malkytheheed said:

Mutual funds are a waste of money. End of. They NEVER out perform the market. (over time). You are throwing money away even entertaining them. 

It really doesnt take long to make your own sensible and tailored porfolio. Set and forget! Just check it once a year and re-adjust vs your risk tolerance. I suggest reading a few books on investing. 

Here is my current allocations. (Which is 55% of my total assest pot).

One should not use 'mutual funds' because it is throwing money away even entertaining them and you should make your own tailored portfolio? Though in making your own tailored portfolio, the chart shows that you have chosen to put the 70% which isn't in govt bonds and TIPs, into funds/collective investment schemes, rather than stocks or individual properties.

Perhaps you are confusing 'mutual fund' (US terminology for an open-ended collective investment fund which can have an actively-managed or passive (index) strategy) with 'actively managed investment fund' (some of which will outperform the market, and some of which will underperform the market).

I have always understood the phrase "Mutual fund" to mean actively managed accounts.

coyrls

Malkytheheed said:

bowlhead99 said:

Malkytheheed said:

Mutual funds are a waste of money. End of. They NEVER out perform the market. (over time). You are throwing money away even entertaining them. 

It really doesnt take long to make your own sensible and tailored porfolio. Set and forget! Just check it once a year and re-adjust vs your risk tolerance. I suggest reading a few books on investing. 

Here is my current allocations. (Which is 55% of my total assest pot).

One should not use 'mutual funds' because it is throwing money away even entertaining them and you should make your own tailored portfolio? Though in making your own tailored portfolio, the chart shows that you have chosen to put the 70% which isn't in govt bonds and TIPs, into funds/collective investment schemes, rather than stocks or individual properties.

Perhaps you are confusing 'mutual fund' (US terminology for an open-ended collective investment fund which can have an actively-managed or passive (index) strategy) with 'actively managed investment fund' (some of which will outperform the market, and some of which will underperform the market).

I have always understood the phrase "Mutual fund" to mean actively managed accounts.

As Bowlhead says, it is an American term that is not really used in the UK, however it does not mean an actively managed fund, see https://www.investopedia.com/terms/m/mutualfund.asp , in particular the types of mutual funds.