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Bankruptcy questions

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  • luvchocolate
    luvchocolate Posts: 3,387 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    fatbelly said:
    Can anyone post if any of my soa is too high or could be higher for a family of five?
    There are trigger figures on these
    Comms & Leisure
    Food & Housekeeping
    personal costs

    You are well below the figures in all three areas.



    Fat belly I think the op is looking to up some...to cover the council tax amount. 
    OP...you can trust what fatbelly says he deals with IPAs
  • Pinkbunny2000
    Pinkbunny2000 Posts: 104 Forumite
    10 Posts
    fatbelly said:
    Can anyone post if any of my soa is too high or could be higher for a family of five?
    There are trigger figures on these
    Comms & Leisure
    Food & Housekeeping
    personal costs

    You are well below the figures in all three areas.



    Thanks so much fatbelly, how much could I raise these by do you think?

    is there a sample list anywhere of trigger points?

    is there a list of max amounts for all these for different size families?


  • luvchocolate
    luvchocolate Posts: 3,387 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    The triggers are not public knowledge. 
    Which is why we are lucky to have these knowledgeable people on here. 
  • fatbelly
    fatbelly Posts: 22,912 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    I deal with DROs - but they use the same FCA trigger figures. They are a top secret I am afraid.
    You may be asked to evidence any figures you put down so you should put what you actually spend.
    The figures do depend on the children's ages. All I can say is that the figures on page one of this thread should not cause a problem. If they were 50% higher they wouldn't cause a problem, provided they were true.

  • Pinkbunny2000
    Pinkbunny2000 Posts: 104 Forumite
    10 Posts
    fatbelly said:
    I deal with DROs - but they use the same FCA trigger figures. They are a top secret I am afraid.
    You may be asked to evidence any figures you put down so you should put what you actually spend.
    The figures do depend on the children's ages. All I can say is that the figures on page one of this thread should not cause a problem. If they were 50% higher they wouldn't cause a problem, provided they were true.

    Thanks again you are such an amazing asset to MSE.
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