Bankruptcy questions

sourcrates

At the bottom, it will say "format for MSE" click on that before posting it.

Pinkbunny2000

I have about £200 other expenses to go on that that are not included like tobacco and a few other things.

anyway it works out that or outgoings are about the same as income with not much left over.

Anything on there that looks too high or too lowby any experienced ones on here?

sourcrates

If you have more than £20 per month disposable income, then its likely you will get an IPA (Income payment arrangement) for up to 3 years, that means any disposabale income you have over the £20 will be paid to the benefit of your creditors.

Pinkbunny2000

sourcrates said:

If you have more than £20 per month disposable income, then its likely you will get an IPA (Income payment arrangement) for up to 3 years, that means any disposabale income you have over the £20 will be paid to the benefit of your creditors.

I have less than £20 month left after everything 

Pinkbunny2000

But I would appreciate an experienced person looking at my SOA and telling me if anything stands out as too high or too low?

luvchocolate

How many adults and children?
It's usually quiet at the weekend 

luvchocolate

You won't be paying council tax until next tax year so that needs to come out. 
Mobile very high.
Smoking will need to come from your groceries 

Pinkbunny2000

luvchocolate said:

You won't be paying council tax until next tax year so that needs to come out. 
Mobile very high.
Smoking will need to come from your groceries 

I pay council tax every month

Pinkbunny2000

luvchocolate said:

How many adults and children?
It's usually quiet at the weekend 

2 adults 3 kids

sourcrates

Pinkbunny2000 said:

luvchocolate said:

You won't be paying council tax until next tax year so that needs to come out. 
Mobile very high.
Smoking will need to come from your groceries 

I pay council tax every month

You won`t for the year of your bankrupcy, that gets added to it.