Taxis 2008 diary..here we go

In_Search_Of_Me

yahoooooooooo!!!!
Well done Mrs T! Thats fantabulous & all down to your wonderful hard work & saying no (which I am so bad at!!). We can give you all the encouragement but its you who puts the slog in so well done you! Great news on teh new card too - I'm going to try for a new 0% in Jan but wanted to leave it a bit as only just applied for mort etc! Great news too paying card off and a god taxi day! Thought of you when I got one home!

taxi73

That's nice of you ISOM..you'll never get a cab again without thinking of me...lol..I don't find the amount of searches matter and if it cuts interest of your debt no problem and you must have good credit to get a new mortgage...take care xx

Seaxwyn

Wow taxi, that total is falling fast! Under 35k already. You are doing really well you are going to be debt-free before any of us.

taxi73

Thanks Seaxwyn but I don't think so..the CC will be the easiest..then I have to save up to pay the loans in full I think...will have to look into the loans properly ...I'll let you know about that when I know..

Seaxwyn

HI taxi. I'm in the same boat really - 8kish on credit cards and the rest is one big loan which will be a b*gger to pay off early. If you find a way to do it, let me know!

hypno06

Morning Taxi! I hope you managed to get some sleep and have a good day working today x

blackangeluk

Wow Taxi - that overpayment is fantastic!! And isn't it exciting when you get accepted for a 0% CC.

Have a lovely day x

taxi73

Afternoon all...had an ok day on the cab so can't moan...I'm really tired today as didn't sleep much last night must try to sleep properly tonight..
Got to go to a mates later to help her apply for tax credits...so will probably have a nap so I can concentrate later on...
The loan I'm thinking I will have to pay the normal payments and at the same time save the money and ask for the settlement figure and pay that in full...I'm sure the bank said that I can overpay on it but that it doesn't make any difference???....so am best saving and paying it in full something like that and the charge is 2 months interest...don't understand it ..so will have to contact them when ready to start overpaying to see what to do..if anyone else knows ..please let me know...

lunar

Hi taxi, just read through your new diary, you seem to be doing really well with your challenges, well done. glad you paied off the barclay card, i cant wait to be rid of mine. My loan will also be the last thing to go, and i will have to save up once mt credit cards are paied as i cant make over payments to it.

pania

aye ditto, one big great galumphing loan to pay at the end... ce la vie!! you are doing so well taxi, keep it going hon, your and inspiration. xxx