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Caught speeding

jazzyja
jazzyja Posts: 400 Forumite
Seventh Anniversary 100 Posts Name Dropper
hi, I was clocked oncoming by a mobile speed van on my way home from work this morning. I was travelling at 38 in a 30. My speedo is set higher so really I was travelling at 35. Will I be offered the course and fine? Its abit contradictory online on about banding?! This is my first offence. Thanks 
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Comments

  • jbainbridge
    jbainbridge Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It's possible you will get away with it - just depends on the speed they recorded. At that speed you should get the option of a course. Just have to see what the postman brings.
  • Car_54
    Car_54 Posts: 8,924 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The "bands" are clear: 34 or below, no action
    35 and above, action. You should be offered a course up to 42, provided the offence was in England or Wales.
  • TooManyPoints
    TooManyPoints Posts: 1,642 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    You need to wait for fourteen days to see if you (assuming you are the Registered Keeper) receive a "Notice of Intended Prosecution" and a request to provide the driver's details. 
  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    You don't have a course and a fine. It's one of the other. You get points to go along with the fine too. Taking the course means no points and no fine, although the course costs about the same as the fine.
  • jazzyja
    jazzyja Posts: 400 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Car_54 said:
    The "bands" are clear: 34 or below, no action
    35 and above, action. You should be offered a course up to 42, provided the offence was in England or Wales.
    Clear to you, but not clear to me whos never had a speeding fine after years of driving. I googled and it came up with that, on about my salary etc. So rather than confuse myself I came here knowing id get clear answers. Thanks 
  • jazzyja
    jazzyja Posts: 400 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    You need to wait for fourteen days to see if you (assuming you are the Registered Keeper) receive a "Notice of Intended Prosecution" and a request to provide the driver's details. 
    What if the 14 days passes and get one after that? Does it still stand? 
  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    jazzyja said:
    You need to wait for fourteen days to see if you (assuming you are the Registered Keeper) receive a "Notice of Intended Prosecution" and a request to provide the driver's details. 
    What if the 14 days passes and get one after that? Does it still stand? 
    If you are the registered keeper and all your details are correct you normally get a NIP within a few days. If it takes over 2 weeks you would have a defence but may have to go to court to utilise that defence.
  • jazzyja
    jazzyja Posts: 400 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    waamo said:
    jazzyja said:
    You need to wait for fourteen days to see if you (assuming you are the Registered Keeper) receive a "Notice of Intended Prosecution" and a request to provide the driver's details. 
    What if the 14 days passes and get one after that? Does it still stand? 
    If you are the registered keeper and all your details are correct you normally get a NIP within a few days. If it takes over 2 weeks you would have a defence but may have to go to court to utilise that defence.
    OK thanks. Do I have to declare this to my insurance or is that just if I got points? 
  • DoaM
    DoaM Posts: 11,863 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    edited 2 July 2020 at 4:40PM
    Have you read your insurance policy terms and what they say about speeding, points and speed awareness courses? (We can't see them from here - there's no "one size fits all" answer to this).
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    jazzyja said:
    Car_54 said:
    The "bands" are clear: 34 or below, no action
    35 and above, action. You should be offered a course up to 42, provided the offence was in England or Wales.
    Clear to you, but not clear to me whos never had a speeding fine after years of driving. I googled and it came up with that, on about my salary etc.
    There's two different sets of "bands" going on. First is the speed, and what happens:

    So in a 30, nothing will happen below 35.
    From 35 to 42, you may be offered a half day of tea and biscuits. Probably about £90, no points, no need to tell insurance unless they explicitly ask (only Admiral brands have ever been known to ask, and they can't find out any other way).
    If not, then from 35 to 49, you will almost certainly be offered a fixed penalty - £100, 3pts - unless you're looking at a totting ban.
    50 and above, or facing a totter, you're out of fixed penalty territory. That will probably be an "SJPN" - Single Justice Penalty Notice - basically, mail-order-magistrate. You can send in your excuses and grovels by post if you wish. https://www.gov.uk/single-justice-procedure-notices

    It's when the magistrates get involved that the fine bands come into play, based on a %age of your weekly income.
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