Sh*t creek - is now in my rear view mirror...!

Irenadler

savingwannabe said:

Ren it's the weekend and i thought i would catch up. Fab work, your savings goal sounds brilliant. You have made so much progress logging on to those surveys too. I keep meaning to but dont get v far you have more discipline than me. We are all in a similar boat squirreling a bit away here and there and it does add up. It gives us something to look forward to as well. 

Hey Swan, hope work is easing up a bit? I wouldn't be hard on yourself about survey's as you are so busy, I have the time at the moment, to keep at them....

Thank you, it's a start, I know from being a child there is a saver in me. It has just been submerged by life stuff, now, it's fighting to get out! Just like I know there is a skinnier me in there to, ha!  

MovingForwards

The one thing you have yet to realise, is when you master it all the pressure is off with returning to full-time work, when you're in a position to do so.

If you are budgeting and saving a bit on UC, all you have to do is account for council tax, pre-paid prescription, commute costs, a few clothes for work and a bit more for savings. There's no need to be thinking of having that £25k salary, when half that would cover everything and allow a nice amount to be saved each month.

Being tied to a desk doesn't need to be the future when stacking shelves or doing beep beep will be plenty. Heck, you enjoy cleaning so much why not get paid to do it.

You are in an enviable position Ren, next year you will look back and say 'I did it, now what are my goals for the new year'.

For now, you only need to dig deep, find that button which switches part of the old you on, and budget, budget, budget. Everything will fall into place 🤗

(Maybe I should become a life coach 😂)

Irenadler

Can't get quotes to work...
This is what I am realising - if I can not only live on UC, but, save a bit of it then I can really save a good amount if/when I am earning.

Did think about being SE cleaner, seriously - physic moment? Not sure if I enjoy it so much as feel compelled to it, but, I did think I could be paid for doing it. As in that show 'Obsessive compulsive cleaners'...

There is a budgeteer in me, and a saver, all fighting to get out. Just like the thinner me is inside there too! Ha!  

Now there's a thought - life coach, well, you have worked your magic on me, go for it!

savingwannabe

This is very inspiring Ren and Babs, tonight I was feeling sorry for myself as everyone at work seems rich with cars and holidays and i do not. You have reminded me that i have a goal too to try to keep saving and not give up. Onwards and upwards my friends. .

Irenadler

Hey Swan
I am glad I actually helped to boost you up a bit... Just trying to get to my first step of saving, nearly there! And don't forget, how do we know they aren't up to their eyeballs in debt/credit card hell/loans/overdrafts?

Definitely, from where I am, the only place is up!  

Irenadler

So, got a text from NHS about their app & to contact NHS covidsite... And misinterpreted it thinking 'Oh crikey - it's a get tested warning, I have been in contact with someone infected'....

Did the headless chicken mode for far too long..... I was mentally going over and over who I had been in contact with, where I had gone, where they had actually asked for contact trace info, where I might have got 'it' from.... Mental butt kick.

And I had to give myself a day to force myself to re-read it. All it said when I went on their web-site was to down load the new app! Doh! As I don't have an internet connected mobile and it's not a smartphone, I cannot actually down load it... there must be other people in a similar position. I now feel like I am somehow disobeying the law/government. Wondering if I should get a smartphone, and I cannot afford a smartphone and do not want one, given how so many people seem to be surgically implanted to theirs....

Silly old Hector...

In other news, we suspect an elderly relative has started early on-set dementia, and we are all wondering how to gently persuade them to get assessed, going from the 'it's for your benefit/health' and 'there is medication that can slow down its progress' route. I have been 'volunteered' to talk to the person concerned, and tact is not my strong point.

In MSE news, I have 'earned' £3.80 on PA. 255 points on i-S. So half way to a fiver on both, I think, brain is functioning again, apart from above....

MovingForwards

Quite a few people I know don't have smartphones, they only call / text so have no need and prefer to use a PC / laptop to surf the net. Don't feel like you have to get one, you don't.

Perhaps try a little gentle coaxing, rather that suspect there's onset anything, play the concerned card and a quick check over by the GP to give a clean bill of health because of of last 6 months etc.

Well done on doing some surveys, that's a nice amount you have stored up.

Skint_yet_Again

Hey Ren I had the NHS text too ... my first thought was OMG I have corona! Then I realised that it was just a general text & berated myself for being so daft as I don’t have any of the symptoms 🙄

ginnyknit

I have been where you are with the relative. I spoke to my Mum In Laws GP on the phone and explained our concerns, then we got her to go for a quick age related check up as she was a lollypop lady and the doc was brilliant. This was years ago but Im sure you can do similair. Saved all that talking about her while she was in the room. I wont be having the app installed as I dont have tinterweb out of the house and hubbys phone is one of those 'old chap' phones lol. You sound as if you are a lot more focused this week, well done despite all the worry from 'you know what' 

Irenadler

Skint_yet_Again said:

Hey Ren I had the NHS text too ... my first thought was OMG I have corona! Then I realised that it was just a general text & berated myself for being so daft as I don’t have any of the symptoms 🙄

Hey Skinty

Thanks for letting me know, at least I know I'm not the only one jumping to conclusions, thank goodness yours was the same!