OMG - just had an accident on the motorway.

Wig

OP was "coming off, on a slip road" where they met queing traffic (for the roundabout) car behind was not driving with due care, and hit from behind. Car behinds fault.

banger9365

i think ariba 10 is saying ,was the yourcar on the slip road and the the car that hit was on the slip road too not your fault,if the car that hit you was already on the motorway and you joined it, it's your fault because slip roads are give way ,the people on motor way do not have to give way there only been certious if they do and if they can , high way code section 259

ariba10

Each time I read the post it comes out differently.

Garnet_Gem

If the insurance company writes it off it's hard lines but I wouldn't be happy driving a car that had been in a shunt so hard that the doors won't open.

mum2one

this is all from personal experience.

If the insurer assesses it as a write off, you get what market value would be for a similar car, based on mileage, age etc, try getting adverts both private and garage adds, as garages add on their commission,

make sure anything that is personal is taken out

gather all documents re car - services, parts etc

liability = at the mo take this with a pinch of salt, as the driver may of admitted liability to you by tthe time the ins companies get involved its a different kettle of fish

police - are they involved - get names, numbers and stations

have you got legal cover on your policy - if yes you want a solicitor involved from the start,

injuries - is there any body been injured - not just your car - others

witnesses - get details and pass to your ins company

be prepared for a large loss on your car, sorry to say this, but as i said at the start from personal experience

mid 1997 - spent £3,000 car - brought from dealer
mid 2000 - car got wrote off ins valuation £300

anewman

mum2one wrote: »

injuries - is there any body been injured - not just your car - others

Yes you are injured, you have whiplash . Get yourself off to the doctors ASAP and complain of pain/aches in your neck and back. Do it before you do get the pain as the insurers won't be so willing to pay out saying you left it too long (it's later on you get the pain). Consider it compensation and money for a better car.

jackieb

I think you should have just phoned a vehicle recovery firm. That's what we did when I wrote off our car several years ago. We never had to pay anything, I never even saw a bill -our insurance sorted it all out.

We paid £9100 for our car in 1997, and got £6300 from the insurance for it in 1999. I didn't think that was bad at all, especially considering it was a Nissan Serena! Only thing we didn't get was a hire car. You might manage to get one through the other driver's insurance.

I'm glad you're okay.

mum2one

re hire car - I was lucky I had hore car for 7 days from my insurer, this accident I was lucky the other driver admitted liability to me and his insurers, so his insurers paid fora hire car until my inspaid out,I thinkit was 6weeks for the payout for the car

LandyAndy

anewman wrote: »

Yes you are injured, you have whiplash . Get yourself off to the doctors ASAP and complain of pain/aches in your neck and back. Do it before you do get the pain as the insurers won't be so willing to pay out saying you left it too long (it's later on you get the pain). Consider it compensation and money for a better car.

Spot on. This could easily double your payout.

flashnazia

anewman wrote: »

Yes you are injured, you have whiplash . Get yourself off to the doctors ASAP and complain of pain/aches in your neck and back. Do it before you do get the pain as the insurers won't be so willing to pay out saying you left it too long (it's later on you get the pain). Consider it compensation and money for a better car.

this is greedy and dishonest. I can't stand it when ppl make up or exaggerate injuries after car accidents etc.
How would you like it if you had an accident that you were found to be at fault for and they took you to the cleaners for fake injuries?
It's fraud.