4 funds for stocks and shares ISA

RUTHIE.S

I am a new investor and have spent weeks researching.

I am considering these 4 core funds for my portfolio. My appetite for risk is medium.
Legal and General International Index Trust
Fundsmith Equity
Rathbone Global Opportunities S Acc
Liontrust Special Situations
I plan to invest for at least 10 years.

I appreciate any feedback.

Thanks

dunstonh

My appetite for risk is medium.

yet the selection is high risk (ignoring the fact you have not given any weightings).  

RUTHIE.S

I thought maybe 40% L&G , with 20% for each of the others. Maybe I need to include one lower risk. 

badger09

On what basis did you select those 4 funds?

How much are you investing?

RUTHIE.S

L&G and Rathbone are HLs wealth 50, Fundsmith isn’t but is a top selling fund. Liontrust seems a good UK option.

Maybe I should balance the risk more, I have read so much but still feel so confused. 

I’m starting with 10k and adding £400 per month across the funds. 

The other option I suppose it putting it all in Vanguard Life Strategy which seems a popular choice.

Input is much appreciated.. thank you

dunstonh

L&G and Rathbone are HLs wealth 50

And what makes you think that they are worth picking?      Do you normally fall for marketing lists?

Maybe I should balance the risk more, I have read so much but still feel so confused.

Clearly what you say your risk is and what you have selected do not match.  So, yes you should.

badger09

RUTHIE.S said:

L&G and Rathbone are HLs wealth 50, Fundsmith isn’t but is a top selling fund. Liontrust seems a good UK option.

Maybe I should balance the risk more, I have read so much but still feel so confused. 

I’m starting with 10k and adding £400 per month across the funds. 

The other option I suppose it putting it all in Vanguard Life Strategy which seems a popular choice.

Input is much appreciated.. thank you

Sorry, but you seem to have fallen for HL's slick marketing. Not saying there is anything inherently wrong with any of thos funds, but what you've chosen is very high risk. For the amounts involved, you really don't need multiple funds, especially multiple high risk funds.

A global multi asset fund is probably a decent place to start. Vanguard is one provider, but there are several others  - HSBC, L&G etc Suggest you have a read around the forum.