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My mortgage clobbering post

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  • Congratulations!!! You’ve absolutely smashed it! Does that mean you’re looking for a new house now you’re mortgage free? X 
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • Woop! Woop! Well done!!
  • That must be an amazing feeling - I would be logging in and out all day !!
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • edinburgher
    edinburgher Posts: 13,868 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done Frith, it sounds like you have worked very hard to get to where you are :)
  • maddiemay
    maddiemay Posts: 5,112 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Great news, well done Frith.
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • Brilliant! They’ve done that quick xxx
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • Frith
    Frith Posts: 8,756 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Paid my son £500 back today.

    Bought a pair of trousers from Sainsbury’s. It’s been months since I’ve owned more than one pair! 

    No paperwork from the Land Registry yet... 
  • Frith
    Frith Posts: 8,756 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Paid my son the other £300.

    Still nothing from the Land Registry.

    Had a message from Universal Credit that I can apply to have my mortgage interest paid now (!) UC cut by £80. 

    Son1 enjoying his apprenticeship. Son2 loathes his SEND college (to be fair, I’m not impressed with it myself). He’s averaging an attendance of about 4 hours per week.

    I’ve asked repeatedly for help with him. College are not interested. Social Services wrote a report that he’s at no danger from me but I’m at a very high risk of injury from him or indeed from suicide as I have zero support. Then they signed us off. 

    He hit out at me twice while I was driving yesterday, which is new. (I drove home a different way due to traffic). I asked my sister for some help and she said I should go out in the evenings and go on holiday by myself and “tell him to move out”. An 18 year old with autism who can’t leave the house and communicate with anyone else? No help forthcoming. I honestly feel like selling up and moving to the sea. 
  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    What do you mean SS signed you off? Meaning you’re at high risk of harm or suicide but they aren’t going to give you any support? That’s awful. 

    Your sister I can understand a bit more. She’s thinking of your well-being over DS and she doesn’t really understand what you’re dealing with. Whilst you can’t throw him out he is going to need more planning for the future so that things can be put into place for him to live independently. X
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
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