NS&I Website

badger09

RG2015 said:

GustyGardenGalaxy said:

But why are so many people trying to login? I've logged in at the start of the month before with no queues. Are there too many people at home with nothing to do so they are checking their money?

The Income Bond is by far the best buy easy access interest rate account at the moment.

A few years ago Ulster Bank offered a market leading rate and as a result was inundated and many on this site had terrible problems.

More recently Virgin Money's 2% current account appears not to coping well with high volumes.

I wonder if there is higher traffic than usual, driven by the change in T&Cs of a certain well known current account
(PS not me)

RG2015

badger09 said:

RG2015 said:

GustyGardenGalaxy said:

But why are so many people trying to login? I've logged in at the start of the month before with no queues. Are there too many people at home with nothing to do so they are checking their money?

The Income Bond is by far the best buy easy access interest rate account at the moment.

A few years ago Ulster Bank offered a market leading rate and as a result was inundated and many on this site had terrible problems.

More recently Virgin Money's 2% current account appears not to coping well with high volumes.

I wonder if there is higher traffic than usual, driven by the change in T&Cs of a certain well known current account
(PS not me)

Is it Ts&Cs or just the interest rate?

[Deleted User]

maxmycardagain said:

flipping useless...
want to buy premium bonds, dont they want our money?

Hi,

no rush, even if you buy today they won't be in draw until August,

How long does it take for bonds to be entered into a prize draw?

In general, you need to hold the bonds for a full month before they're eligible to win. So, buy bonds any time in January and they'll be in the draw from March. So, if you're moving money over from other savings, it's best to do it in the last week of the month, as that way you minimise the time the money's not earning interest and also not in a draw for Premium Bonds.

badger09

RG2015 said:

badger09 said:

RG2015 said:

GustyGardenGalaxy said:

But why are so many people trying to login? I've logged in at the start of the month before with no queues. Are there too many people at home with nothing to do so they are checking their money?

The Income Bond is by far the best buy easy access interest rate account at the moment.

A few years ago Ulster Bank offered a market leading rate and as a result was inundated and many on this site had terrible problems.

More recently Virgin Money's 2% current account appears not to coping well with high volumes.

I wonder if there is higher traffic than usual, driven by the change in T&Cs of a certain well known current account
(PS not me)

Is it Ts&Cs or just the interest rate?

Definitely the T&Cs of the one I have in mind.

Swipe

maxmycardagain said:

flipping useless...
want to buy premium bonds, dont they want our money?

It's best to buy bonds at the very end of the month so you don't spend almost 2 months with no chance of winning anything