Hypno's cheaper than therapy debt diary.

Sea78

Well not done as much as you lot! got together a few more bits for hampers, need to sort out what I need to wrap. Also need to write a few more cards as well.

Done the washing up, put washing in (looks ok outside so will hang them out for a while anyway).

Sea xx

Snaggles

hypno06 wrote: »

Snaggles I thought I was doing well, but you are doing far better.......need to catch up!

It's only because I have a really small kitchen, so it doesn't take that long to clean!

hypno06

OK Guys, have just wiped £3500 off my debt without paying a penny!!

How have I done this.............secret lottery win.......bank charges reclaim being fast-tracked ahead of the court case.........OH Parents writing off what we owe...........

No.....I ADDED IT UP WRONG IN THE FIRST PLACE :rotfl:

Thank goodness it has gone down as a result - It could just as easily be that I had to increase it by £3500!!

Durrrrr..........but a good durrrrr.........

If only I was cheeky enough to add it to my "pay 20k off" challenge total, I would be well on my way to my target......but even *I* am not that bad!!

So, only £62k to go :rotfl:

The_Dragon

hypno06 wrote: »

OK Guys, have just wiped £3500 off my debt without paying a penny!!

How have I done this.............secret lottery win.......bank charges reclaim being fast-tracked ahead of the court case.........OH Parents writing off what we owe...........

No.....I ADDED IT UP WRONG IN THE FIRST PLACE :rotfl:

Thank goodness it has gone down as a result - It could just as easily be that I had to increase it by £3500!!

Durrrrr..........but a good durrrrr.........

If only I was cheeky enough to add it to my "pay 20k off" challenge total, I would be well on my way to my target......but even *I* am not that bad!!

So, only £62k to go :rotfl:

Oops! but as you said the right way round! - hmm if you can pay off £20k a year you will be clean and clear in three years Hypno! How great an idea is that :j:j:j:j

Snaggles

That's great news about the debt....woohoo! Quick, add it up again to see if you can get it any lower! :rotfl:

hypno06

Snaggles wrote: »

That's great news about the debt....woohoo! Quick, add it up again to see if you can get it any lower! :rotfl:

No! The phrase "quit while you are ahead" comes to mind!

The snowball says 4 years - I want it gone in 3. I am 40 :eek: in 2 yrs 11 months, so that has to be the natural target really, doesn't it?

The_Dragon

hypno06 wrote: »

The snowball says 4 years - I want it gone in 3. I am 40 :eek: in 2 yrs 11 months, so that has to be the natural target really, doesn't it?

The way you have gone about it so far Hypno I reckon you could have it done in two!

always_amazed

hey hypno;

just thought I'd say hello, I was a long time snooper on your old diary, so I thought I'd say hello!!

Did your kids get plenty of ink cartridges when they were raising money? We sent a few down from work, hope they got there!!

hypno06

:j I have lots of ink cartridges - boxes of them :j They are still coming through, so I am still adding them to the collections. Thank you !!!!! (that goes for everyone who has sent them through too:T )

The Dragon - 2 years.......that, I think, it a little optomistic. Would be a dream come true though. In my last diary, I did have this fleeting thought that I could be debt free by December 2009 - it was really attractive because I could say next month " I will be debt free next year!". Of course, that was before I included the secured loan etc into the total. Now that would be really quite a challenge and a half.

If I can be under £40k by the end of 2008, I will be more than happy.

methekidsandthecat

Hi All

Just thought I would add that the fish finger sandwiches were loverly.....

Have spent 30 mins in DD swamp and managed to get 2 bags of rubbish, a pile of washing and lot of recycling but and it is a huge BUT..... also discovered that she did not do her one and only chore - take the bins out.

Actually I shoudl qualify - I reminder yesterday as she forgot the black bin 2 weeks ago and it is really full. She took the rubbish out but not the bin to the pavement. Needless to say I did not see it until after the bin men had been...... Black has not been emptied for a month now - yuk

Me