Hypno's cheaper than therapy debt diary.

redsquirrel80

hypno06 wrote: »

At the end of the day, Squirrel, as long as the debt comes down, and you don't kill yourself stressing over doing it, does it matter how long it takes? The main thing is that it IS going down, and won't EVER go back up again.....so carry on as you are, you are doing well!

I get a bit obsessive sometimes with the debt, but then with the figures I have to deal with, that is probably a good thing :rotfl:

You are right of course Hypno, it would be so nice to meet my target of DF by 30 but it wouldn't be the end of the world if I didn't. Have been feeling a bit guilty about spending as much of the 'extra' money on things rather than putting it towards the debt, but at the end of the day mine's all at 0% interest now so it only makes a difference in time rather than cost. And it certainly won't be going up again, I've learned my lesson, which I suppose is the most important thing!!

Well done to the kids - that is fantastic! :T

duchy

hypno06 wrote: »

One or two lessons is not bad is it - he will be up and running by the end of the month.

Group lessons aren't so bad. Individual lessons are £49 each which is pushing it.so he can wait it out
Next thing is find out if there are any ASD sking groups around I guess as it seems to be a sport that Aspergers kids do alright in
Congrats to both the kids on their awards.

stressed.mum

:T Congratulations hypo kids :T

I take it the money will be going towards ski-ing :rotfl:

The_Dragon

hypno06 wrote: »

I have done something this morning that may be a bit foolish, but ho hum, I have done it anyway........

I have paid off my family debt :j

whilst this will not leave me short (says she hoping the numbers on the calculator are right) it will make things tight for February, but tight is still do-able when you are a seasoned DFW!!

So, next target MBNA.............and only 581 lots of £100 until I am debt free :T !

Well done on getting another debt off your sig line Hypno! those £100 will be dropping like nothing on earth soon (are you snowballing - if so which do they recommend clearing first?)

hypno06

Just nipping on while I am working in the bar......

The money the children have got will pay for a week's tuition in March, so that is a great help.

Pania has just turned up....better go serve her

Miss_Bez

My head is spinning from all the debt-busting!!!! Well done Hypno :beer:
Is it VERY sad that I get a buzz (:j) every time I check your sig and the numbers have changed? I really ought to make some more progress on my own finances and stop living vicariously through your success!!
Trouble is, that means more work on my part.....:rotfl::rotfl:

boredofbeingathome

Well done, you are an absolute inspiration to all of us. when i feel miserable about debt i always come and have a lurk on your board to cheer myself up.I suppose it will sound mushy that you keep me going- but im saying it anyway- thanksxx

Gemmzie

Well done on another down :T

I'm so jealous :rotfl:

hypno06

Thanks guys......you lot keep me going too - don't you forget that.

My sliced finger isn't looking good and needs help to stick together..........it is making me queasy.........serves me right really :mad:

Hope everyone has had a good day x

thriftymoo

hey hypno!

I'm well impressed with how well you are doing on the £10 a day thread i thought i better pop across and have a look at your diary and its fab.

You've inspired me to start my own diary (which is probably very boring..zzzzz!!) and try and hit my own debts even harder!

keep up the fab work... i'll be lurking!

Lys x