📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hypno's cheaper than therapy debt diary.

1241242244246247431

Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Morning all! Boy am I tired this morning. However, skiing beckons for the children. I will try and do some more slice the pie when I am there. Mind you, I had the same intention yesterday morning when I was there and only did 30p........hmm!!

    I hope you all have a good day xx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm thinking that between one-off opportunities like bingo and matched betting, plus the new job, you might well get to 40 debt free. You go, girl!
    2023: the year I get to buy a car
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Just as long as those one off opportunities keep on coming!!

    I could prob get to 40 debt free apart from the secured loan (currently £11.5k) which is the way I was working last year. But I want the whole lot gone in order to give maximum house buying deposit!!

    I hope you enjoy your day with your friend,
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • morning! its incredible how one major !!!! up can really do you isnt it eh! At least now you know the true value of things like friendhsip, good health etc. While I wish I had stopped spending way before I did I dont regret what I've learned along the way....different circumstances but look at all the ovely DFW people we've met alog the way!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    Morning all
    I think the DFW experience is probably one of the hardest but most rewarding things I've ever done. It has taught me so much about priorities in life. I went from comfortably married with high earning OH to seperated, having a child diagnosed with autism and finding myself a full time carer not just for him but also for my Mum who had a brain anurism-in the space of a year. You don't know what life will throw at you along the way but we all find our paths and thank goodness for the example and support of others. We all have diferent reasons for DFW-dom, follow different paths and have different goals but there is NO reason why we can't all get there in the end -despite the odd curved ball fate throws at us.
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Absolutely - at the end of the day, how we got into debt, whether by bad luck, stupidity or a mixture of both, we need to get ourselves out of it. That needs effort, and support, and MSE, but DFW in particular, is a fab place to motivate and support every step of the way.

    Long may it continue......we will be here a while yet :p
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks, Hypno - and thanks to you and Duchy for this little section of your diary - its so true. At different times of my life, I've been really flush, and other times so hard up I walked home from work to save the bus fare. But the experience of the dfw community has made this time really different - I'm supported, I have options, I have much more control, I have lots of people who are in the same boat as me or actually much worse off, and the difference it all makes is staggering.
    2023: the year I get to buy a car
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    I got into debt by marrying my hubby......wonder if that was bad luck or stupidity.....:rotfl: :rotfl:

    I loved the skiing video - my one and only attempt at skiing ended with a broken finger :o but I would love to have the nerve to try it again, it looks such good fun.

    Oooh, I see your family debt total has gone down quite a bit (I'm such a stalker :cool:), that's great, I know you really want to get that one cleared as soon as possible. :T

    Hope you have a good Sunday. We are taking the kids swimming and then going to my Mum and Dad's for Sunday lunch. My Mum makes the best roast chicken ever, but I'm not so sure it will be diet-friendly! Oh well! :D
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hi hypno i always read your diary even if i don't post. I had never known how you gained your debt but have always admired what you are doing to get out of it. Way to go! you are such an inspiration to us all.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I am undertaking death by slice the pie today.....not as profitable as the bingo, but I have earnt enough to pay for my coffee for the day!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.