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  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    Eeesh! Fingers crossed someone outbids you. 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    So got my car insurance renewal through; a full year of no claims and my policy would...... increase by £56! Ha. So I'll be shopping around for the renewal, using Quidco now that I've discovered them. I'm setting myself a target that this year will be the last year I pay in monthly instalments- I'm going to start a new monthly savings pot for car insurance and next August will hope to pay the year outright. :smile:
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    Did the weekly shop- £26.48 at Aldi. 
    Planned 7 meals
    Tonight- Chinese sweet and sour chicken and rice (cooking the sauce from scratch- will post recipe later) 
    Sunday- crispy chicken wraps
    Monday- Tuna and sweetcorn pasta bake
    Tuesday- Chilli with rice. 
    Wed- Chinese noodles 
    Thurs- spinach and leek lattice bakes and veg stirfried in balsamic vinegar.
    Fri- frozen pizzas and salad

    Camping with our friends next weekend locally - have some spending money put aside as there is a bar on site :smiley: I paid the pitch fee (£50 for 2 nights) so husband will be covering the food costs for the weekend. I'm really looking forward to it. 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    Gladioli from the garden have shaped up very well this year 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • missymoo81
    missymoo81 Posts: 7,984 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey Kakiste, just caught up with your thread. You’re camping trip sounds amazing. Well done on the sewing. Sorry I missed your birthday, what a lovely day by the sounds of it! And super well done on the debt paying and the payrise!
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    More gladioli. Very pleased with them this year :smile:
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    edited 12 September 2021 at 12:37AM
    Just checked on comparison sites and I've got a bunch of car insurance quotes for £413-£420 odd for the year.

    Given that my current insurer were asking for £660 for this year's renewal - it's a significant drop-down and should take my monthly DD down from £52 to £35. 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • greensalad
    greensalad Posts: 2,530 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That's a good drop from your current insurer!
    Do you pay annually or monthly? I've always paid monthly as it's what we've been able to afford but just recently have started saving per month for our renewal whilst also paying our standard monthly, with the aim to be able to pay annually next year (and hopefully have a better pick too!)
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    This year I'm still going to have to pay in instalments but I'm going to create an extra savings pot and save £30 a month from October so that next year I can pay for the year outright.
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • greensalad
    greensalad Posts: 2,530 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nice one! I'm excited about getting rid of yet another monthly payment (though of course you have to save for it in perpetuity) but there is a little saving to be had paying annually.
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