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Happy birthday and enjoy your presents including your Prosecco and chocolate and takeaway tonight.2
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Happy birthday! Enjoy the takeaway, best thing about birthdays at home IMO.2
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Wishing you a Very Happy Birthday and continued success on your debt free journey.
I Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy2 -
Happy birthday xx1
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Thanks all
Had a lovely day
Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund1 -
Happy birthday and it sounds like all the debt busting is really reaping rewards now. Lots of time to mull over the house buying adventure after the debt is gone.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70002 -
Nice day today. Walked the length of the promenade with my daughter this morning so three miles done by noon. Broke up the walk by stopping at playgrounds along the way.
Super excited as the initial rush of people attending the gym after it reopened on the 25th has slackened off. I've not managed to get find a single session with free places for the last three weeks but I've managed to book a spin class for this evening and three classes next week also. Feeling very happy about that. Im enjoying being a size 16 again but I'm aiming to get to a 14 by ChristmasBottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund2 -
Was lovely to be back at spin class last night. I'm glad that I decided not to book another class this morning because after 4 months of no gym I ache something chronic this morning.
I've got three sessions booked in next week to build back up to the 5 sessions a week I was doing in March.
Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund2 -
We've got a really pretty area just off the local city centre. It's one of my favourite places to go about a short drive from my house.
It's got animals, woodland, orchard and wildflowers.
They also planted a woodland and an orchard back in the day and the fruit trees are now fully mature. Anyone in the local community can pick them when they're ripe so a walk in the fields the other day ended with a fruit pick which I've turned into an apple and rhubarb crumble for pudding tonight (my dad dropped off the rhubarb from his allotment earlier in the week)
Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund1 -
My dad gave me £50 to get my daughter a bike for her birthday in September. Found a beautiful one that's barely used for £40 which my sister in law is picking up for me tomorrow. Another birthday present in the bag.
Dad wants me to buy her an outfit with the remaining money so I'm looking forward to shopping for that.Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund1
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