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You sound so organised. Well doneMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Most of my new furniture is coming from fb marketplace/friends however I have bought my daughter a new bed and mattress from my savings. Been thinking about how to get it to the right place- but have found a great solution. Work friend is at the house all day tomorrow as she has workmen coming throughout the day to do bits of painting, something with the bathroom and hanging new doors. She suggested that I get them delivered to the House and she'll put it in the utility room and then once new neighbour has moved most of her stuff over across the weekend or early next week I can go round and just carry them round the corner into the cottage. (New neighbour also is fine with this- have checked)
Massive improvement from my idea which had been getting it delivered to work (but then I'd be 6 miles away from the cottage and may not fit in my car depending on packaging.
I've also ordered three of these;
MOSSLANDA Picture ledge, white stained pine effect, 55 cm - IKEA and I'm going to make cat shelves up in the hall landing to give the cats extra space to play and explore in- hopefully will stop the younger one from getting stressed about being cooped up in a smaller space as she really likes climbing.
This is the bed I've ordered for my daughter KURA white, pine, Reversible bed, 90x200 cm - IKEA I'm going to have it as the loft bed set up- with bean bags, throws and fairy lights to make a reading area/chill out space for her underneath. It's just going to maximise the amount of space she has to play and relax in.Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund6 -
Kakiste said:Most of my new furniture is coming from fb marketplace/friends however I have bought my daughter a new bed and mattress from my savings. Been thinking about how to get it to the right place- but have found a great solution. Work friend is at the house all day tomorrow as she has workmen coming throughout the day to do bits of painting, something with the bathroom and hanging new doors. She suggested that I get them delivered to the House and she'll put it in the utility room and then once new neighbour has moved most of her stuff over across the weekend or early next week I can go round and just carry them round the corner into the cottage. (New neighbour also is fine with this- have checked)
Massive improvement from my idea which had been getting it delivered to work (but then I'd be 6 miles away from the cottage and may not fit in my car depending on packaging.
I've also ordered three of these;
MOSSLANDA Picture ledge, white stained pine effect, 55 cm - IKEA and I'm going to make cat shelves up in the hall landing to give the cats extra space to play and explore in- hopefully will stop the younger one from getting stressed about being cooped up in a smaller space as she really likes climbing.
This is the bed I've ordered for my daughter KURA white, pine, Reversible bed, 90x200 cm - IKEA I'm going to have it as the loft bed set up- with bean bags, throws and fairy lights to make a reading area/chill out space for her underneath. It's just going to maximise the amount of space she has to play and relax in.1 -
The cottage is 240 years old- they're all solid walls!
But yes I've got rawl plugs in my household drawer at home so I'll make sure they're fitted well.
Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund0 -
Kakiste said:The cottage is 240 years old- they're all solid walls!
But yes I've got rawl plugs in my household drawer at home so I'll make sure they're fitted well.
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My daughter used to love her high bed I'm sure yours will too. Not long until you can have a good life on your own with your daughter.
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Wonderful @Kakiste! You are a fantastic planner. Love Humdinger xx0
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That bed looks great, I think she'll love it sounds like it'll be a pretty & cool little den for her!MFW
Starting debt :£287,410 -11/2020
2022 Closing balance £271,402.45
2023 closing balance £263140
Original end 11/2045
New end date :.......
Overpayments to date £574.4 (1/26)0 -
Bed, mattress and shelves were delivered yesterday- safely locked in the House.
Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund10 -
That bed looks great. I am sure your daughter will love it. Hopefully you will be in the cottage soon.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80001
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