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  • ladyholly
    ladyholly Posts: 3,943 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations not too long now hopefully. 
  • satchmo1
    satchmo1 Posts: 3,229 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just to be on the safe side, rename your fund something like Christmas so that OH doesn't clock on?
    What would you get if all you got was what you were thankful for?
  • Huge well done on being debt free. Hope the savings build fast for you.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Incredible! Well done!
  • Congratulations! Just caught up and that is brilliant news, so pleased for you!
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • badmemory
    badmemory Posts: 9,679 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Just read from the beginning.  All my brain is saying is leave, leave, leave.  Your daughter will see what is going on, believe me they do.  You do not want her to see it as normal.  But where are you this has been a long gap for you are you okay?
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    Just been busy- launched into a new term last week and loads to do. :smile:


    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    @satchmo1 It's in a completely different bank account so he has no access to it at all, no paper statements, only way to log onto it is via my phone through PIN and then it's fingerprint locked. I keep the physical bank card at work in my locker. Also it's only in one big chunk in that account- there's no label on it. 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    My car insurance is due for renewal. My company hiked it up by £110 for the annual renewal price, I called them to say I was leaving as I had a quote for the same amount I've paid this last year gone and they immediately matched the price to the other company's one. Sly beasts. 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
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