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Congratulations not too long now hopefully.1
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Just to be on the safe side, rename your fund something like Christmas so that OH doesn't clock on?What would you get if all you got was what you were thankful for?1
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Huge well done on being debt free. Hope the savings build fast for you.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
Incredible! Well done!1
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Congratulations! Just caught up and that is brilliant news, so pleased for you!Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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Just read from the beginning. All my brain is saying is leave, leave, leave. Your daughter will see what is going on, believe me they do. You do not want her to see it as normal. But where are you this has been a long gap for you are you okay?
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Just been busy- launched into a new term last week and loads to do.
Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund0 -
@satchmo1 It's in a completely different bank account so he has no access to it at all, no paper statements, only way to log onto it is via my phone through PIN and then it's fingerprint locked. I keep the physical bank card at work in my locker. Also it's only in one big chunk in that account- there's no label on it.Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund2 -
So had a good start back at school. A nice timetable this year- I think I've been given a couple extra planning periods because of all the additional stuff I do.
My year 11s got amazing results for their exams. Favourite child got an 8! And a crop of really cracking grades across the board. Well worth the time I put in with most of them.
Having a paperwork day filled with lots of planning as most of the school are out at the county fair for the day.
Had a lovely meal and a few drinks out with the new friend. Husband continued to be fine with it even after I came back. However he clearly speaks to his work friend about me a lot so I reckon anything I say to her about husband will get back to him so I was cheerfully polite and mostly avoided the subject.
In related news, Husband has a new job. It's back in SEN which tbf is one of his strengths. I ended up filling in the application form and submitting the application that got him the interview as he "couldn't be bothered because of how stressed I am" He's on day 5 today and is really enjoying it- Hopefully it improves his mood at home.
Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund7 -
My car insurance is due for renewal. My company hiked it up by £110 for the annual renewal price, I called them to say I was leaving as I had a quote for the same amount I've paid this last year gone and they immediately matched the price to the other company's one. Sly beasts.Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund3
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