Lottery Ticket cash or credit?

st999

Just been to Tesco to get my shopping and for some reason the checkout till was not doing the lottery, so I went to the customer service desk to get my lottery ticket.
I got my tickets and they were not accepting cash so I had to pay with my credit card. 
Will that be considered a cash transaction and incur any charges?
I would look at the receipt but I never got one as the assistant had said I can't take cash in case it is infected so I said I don't want the receipt in case you have infected it.
Nationwide Select credit card.
   

dr_adidas01

st999 said:

Just been to Tesco to get my shopping and for some reason the checkout till was not doing the lottery, so I went to the customer service desk to get my lottery ticket.
I got my tickets and they were not accepting cash so I had to pay with my credit card. 
Will that be considered a cash transaction and incur any charges?
I would look at the receipt but I never got one as the assistant had said I can't take cash in case it is infected so I said I don't want the receipt in case you have infected it.
Nationwide Select credit card.
   

Yup it will be charged as a cash transaction and you will incur a fee for using your credit card to pay for your lottery ticket?  Why didn't you use your debit card?

st999

dr_adidas01 said:

Why didn't you use your debit card?

No spare money in the debit card account, it's all in my Marcus savings account.

[Deleted User]

Hi,

did you use the same card for your shopping?

bradders1983

dr_adidas01 said:

st999 said:

Just been to Tesco to get my shopping and for some reason the checkout till was not doing the lottery, so I went to the customer service desk to get my lottery ticket.
I got my tickets and they were not accepting cash so I had to pay with my credit card. 
Will that be considered a cash transaction and incur any charges?
I would look at the receipt but I never got one as the assistant had said I can't take cash in case it is infected so I said I don't want the receipt in case you have infected it.
Nationwide Select credit card.
   

Yup it will be charged as a cash transaction and you will incur a fee for using your credit card to pay for your lottery ticket?  Why didn't you use your debit card?

Will it? I dont know how their tills would tell the difference, surely they are all set up to perform the same kind of transaction?

bradders1983

Per the above...

https://www.gamblingcommission.gov.uk/news-action-and-statistics/News/gambling-on-credit-cards-to-be-banned-from-april-2020

See the notes towards the bottom. Also as per my past post, supermarket tills as far as I know are not set up to differentiate between transactions that are lottery only or not.

In fact this old thread on here backs that up...

https://forums.moneysavingexpert.com/discussion/4138431/use-credit-card-to-buy-lottery-tickets/p1

The merchant code will dictate if it is to be treated as a cash advance or not, Tesco or whoever wont flit between both, shows on a statement as Tesco be it lottery tickets or dog food.

born_again

bradders1983 said:

dr_adidas01 said:

st999 said:

Just been to Tesco to get my shopping and for some reason the checkout till was not doing the lottery, so I went to the customer service desk to get my lottery ticket.
I got my tickets and they were not accepting cash so I had to pay with my credit card. 
Will that be considered a cash transaction and incur any charges?
I would look at the receipt but I never got one as the assistant had said I can't take cash in case it is infected so I said I don't want the receipt in case you have infected it.
Nationwide Select credit card.
   

Yup it will be charged as a cash transaction and you will incur a fee for using your credit card to pay for your lottery ticket?  Why didn't you use your debit card?

Will it? I dont know how their tills would tell the difference, surely they are all set up to perform the same kind of transaction?

Will come through under a different Catsic code.

bradders1983

I still dont see how, especially if bought in a shop and especially with other items. That thread I posted above backs that up.

My local shop has a card machine that isnt linked to the till, everything goes through in the same way be it lottery tickets or booze or whatever. 

Fingerbobs

dr_adidas01 said:

st999 said:

Just been to Tesco to get my shopping and for some reason the checkout till was not doing the lottery, so I went to the customer service desk to get my lottery ticket.
I got my tickets and they were not accepting cash so I had to pay with my credit card. 
Will that be considered a cash transaction and incur any charges?
I would look at the receipt but I never got one as the assistant had said I can't take cash in case it is infected so I said I don't want the receipt in case you have infected it.
Nationwide Select credit card.
   

Yup it will be charged as a cash transaction and you will incur a fee for using your credit card to pay for your lottery ticket?  

Not necessarily true. I've purchased lottery tickets and nothing else a few times and paid with my credit card, in Tesco among other places. It's never been treated as a cash transaction anywhere I've ever done it. As someone else said, the tills don't distinguish. 

bradders1983

National Lottery online probably would have done it as cash prior to the credit card ban. Certainly doesnt apply in Tesco or wherever though.

If anyone can show me a credit card statement screenshot from a supermarket showing a cash transaction fee on a lottery ticket transaction, I will eat my hat. 

jonesMUFCforever

I buy my lottery tickets every Saturday using my Barclaycard together with other few bits - it has always been treated as a purchase not cash transaction.

Also for whoever wants to know - purchasing of National Lottery tickets is still allowed by credit card and is not part of the ban.